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For SaleMLS# 226029599

$598,000

3 Bed Waterfront Home for Sale in Stonewater

950 Stonewater Lake Terrace, Cape Coral, FL, 33993

3 beds2.5 baths2,222 sqft2 garage
GatedPickleballTennisFitness CenterCommunity PoolWaterfront

About this home

“Premium” location within the gated community of Stonewater—arguably the best homesite in the community. This property sits directly beside the EAGLE PRESERVE SANCTUARY and offers unmatched privacy. Here, privacy isn’t a perk—it’s absolute. No homes can ever be built in front of you, beside you, or behind you. What you see today is what you’ll see forever. Enjoy clear quarry lake views, four illuminated fountains, and breathtaking sunsets and sunrise views. The home itself has been lightly lived in—just four months a year, preserving its freshness and elegance. Inside, modern convenience meets effortless luxury. Smart Home features allow storm shutters to be controlled from anywhere in the world—your phone, Alexa, you name it. With a single voice command, the home awakens as lights glow throughout the interior. Built in 2022, this beautifully decorated home offers 3 bedrooms + den, 2.5 baths, and 2,221 sq. ft. of bright, open living space with high ceilings. The extra deep, air conditioned garage includes an epoxy floor, and main living areas feature wood style plank tile flooring, Triple osmosis water filtration at the kitchen sink, with purified water supplied to the refrigerator and ice maker. The spacious, private primary suite includes a soaking tub, separate shower, walk in closet, and dual sinks. A split bedroom layout provides privacy for guests, complemented by a full bath and a convenient half bath off the hallway. The open living concept showcases wide water views, an island breakfast bar, upgraded appliances, and a walk in pantry. Monthly HOA fees are low at just $286 Community amenities include: • Large, heated resort style pool • Fitness center with state of the art equipment • Lighted tennis and pickleball courts • Playground and picnic area • Exterior pest control and lawn care included This is not a basic builder home—it’s upgraded, private, and truly move in ready. Quick close available.

Property details

Type
SingleFamilyResidence
Year built
2023
Interior
2,222 sqft
Lot size
6,830.208 sqft
Acreage
0.16 acres
Garage
2 car
Days on market
0
Total association fees
$3,432/yr (~$286/mo)
CDD
Yes
Est. taxes (1.4%)
$8,372/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
None listed
Exposure
Southwest
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Assessment Paid
Sewer
Public Sewer
New construction
No
Pets
Yes
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementMaintenanceGroundsPestControlStreetLightsTrash

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

FitnessCenterPickleballPoolSidewalksTennisCourtsManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$269/sqft
Comp median
$276/sqft
Difference
-3%

Based on the $/sqft of 4 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
921 NW 8th TerraceMar 2026$550,0004/32,100$262
1012 NW 9th StreetOct 2025$509,9904/32,127$240
1041 Embers ParkwayNov 2025$675,0004/32,249$300
1003 Embers ParkwayJul 2026$635,0004/32,200$289
Average4 comps$592,498$273

Market trends, Cape Coral

Median list
$399,900
Median $/sqft
$233
Median sold (90d)
$387,500
Avg days on market
94
Active listings
2,493
Median sold price · Cape Coral
$387,250last 3 months8.5% vs $357,000 prior 3 months
Median closed price by month · Cape Coral
1.5% MoM8.5% YoY
$340k$366k$391kJul ’25Aug ’26
$385,000Aug ’26 · 292 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Built 2023 — post-2002 Florida wind codes (typically lower insurance)
  • Lower flood risk (zone X)
  • Waterfront
  • 2-car garage
Location convenienceHigh
Hospital
3.8 mi
Cape Coral Hospital
Beach
14.9 mi
Fort Myers Beach
Airport
9.8 mi
Page Field (Fort Myers)
Shopping
3.6 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.