$384,900
3 Bed Waterfront Home for Sale in Bella Terra
20592 Larino Loop, Estero, FL, 33928
About this home
PRICED TO SELL in the heart of Estero! This spacious 3-bedroom, 2.5-bath townhome in the highly desirable resort-style community of Bella Terra offers an incredible combination of location, lifestyle and value. The sellers have purchased another home and are ready to make a move, creating a wonderful opportunity for the next owner. Step inside to a comfortable two-story floor plan with plenty of room for everyday living and entertaining, with all three bedrooms privately situated upstairs. Enjoy the Florida lifestyle and everything Bella Terra has to offer, including a resort-style pool and spa, clubhouse, fitness center, tennis and pickleball courts, sports fields, playground and more. Ideally located in the heart of Estero with convenient access to shopping, dining, entertainment, FGCU, RSW International Airport, I-75 and Southwest Florida's beautiful Gulf beaches. Whether you're looking for a full-time residence, seasonal retreat or investment opportunity, this townhome deserves a closer look. At this price, don't wait—schedule your private showing and come see the value for yourself! Home is currently unfurnished. Select photos were taken previously with the owners' furnishings and are included to showcase the home's space, layout and possibilities.
Property details
- Type
- Townhouse
- Year built
- 2007
- Interior
- 2,282 sqft
- Lot size
- 4,573.8 sqft
- Acreage
- 0.11 acres
- Garage
- 2 car
- Days on market
- 0
- Total association fees
- $4,064/yr (~$339/mo)
- CDD
- Yes
- Est. taxes (1.4%)
- $5,389/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- None listed
- Exposure
- West
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 10 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 20334 Larino Loop | Apr 2026 | $440,000 | 3/2 | 2,255 | $195 |
| 20555 Larino Loop | Apr 2026 | $377,000 | 3/2 | 2,253 | $167 |
| 20516 Larino Loop | Nov 2025 | $385,000 | 3/2 | 2,255 | $171 |
| 20663 Larino Loop | Dec 2025 | $424,900 | 3/2 | 2,255 | $188 |
| 20492 Larino Loop | Dec 2025 | $390,000 | 3/2 | 2,255 | $173 |
| 20079 Larino Loop | Jul 2026 | $425,000 | 3/2 | 2,255 | $188 |
| Average | 6 comps | $406,983 | $180 |
Market trends, Bella Terra
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
The good, the trade-offs & the location
- Built 2007 — post-2002 Florida wind codes (typically lower insurance)
- Lower flood risk (zone X)
- Waterfront
- 2-car garage
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.