3 Bed Waterfront Home for Sale in Estero
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For SaleMLS# 2026038799

$639,000

3 Bed Waterfront Home for Sale in Estero

20446 Napa Loop, Estero, FL, 33928

3 beds3 baths2,434 sqft3 garage
GatedPickleballBocceFitness CenterClubhouseDog ParkBasketballPlaygroundOn-site DiningWaterfront

About this home

Welcome to Verdana Village, Estero’s premier resort-style community! This popular Summerville II home was completed in 2024 and shows like new—without the wait for new construction. The highly sought-after floor plan features three bedrooms plus a den/flex room, three full bathrooms, and a spacious three-car garage. Soaring 17-foot ceilings and abundant natural light enhance the open interior, beautifully appointed with white cabinetry, quartz countertops, stainless steel appliances, plank tile flooring, and impact-resistant hurricane windows. The generous primary suite offers two oversized walk-in closets and direct access to the lanai—the perfect place to unwind while enjoying spectacular Florida sunsets. Ideally situated on a desirable homesite with an expansive long-water view, the property also provides plenty of room to add a custom pool. Verdana Village offers an unparalleled Florida lifestyle with exceptional amenities, including a resort-style pool and spa, cafés and dining, a fitness center, tennis, indoor pickleball, bocce, a dog park, and so much more. Priced to sell—you can be settled in before season! Schedule your private showing today!

Property details

Type
SingleFamilyResidence
Year built
2024
Interior
2,434 sqft
Lot size
9,966.528 sqft
Acreage
0.23 acres
Garage
3 car
Days on market
0
Total association fees
$4,596/yr (~$383/mo)
CDD
Yes
Est. taxes (1.4%)
$8,946/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
Impact Windows/Doors
Exposure
West
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementMaintenanceGroundsRecreationFacilitiesSecurityTrash

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BasketballCourtBocceCourtBusinessCenterCabanaClubhouseDogParkFitnessCenterPlaygroundPickleballRestaurantSpaHotTubSidewalksManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$263/sqft
Comp median
$269/sqft
Difference
-2%

Based on the $/sqft of 6 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
20360 Napa LoopAug 2026$710,0003/32,264$314
21140 Verawood LoopJan 2026$685,0003/32,434$281
21082 Verawood LoopMay 2026$620,0003/32,445$254
21086 Verawood LoopApr 2026$710,0003/32,444$291
19655 Fox Grove DriveMay 2026$575,0003/32,444$235
19050 Hanley BoulevardAug 2026$625,0003/32,444$256
Average6 comps$654,167$272

Market trends, Verdana Village

Median list
$679,777
Median $/sqft
$278
Median sold (90d)
$628,500
Avg days on market
51
Active listings
39
Median sold price · Verdana Village
$622,500last 3 months0.4% vs $625,000 prior 3 months
Median closed price by month · Verdana Village
2.6% MoM
$571k$608k$645kApr ’26Sep ’26
$645,000Sep ’26 · 7 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Built 2024 — post-2002 Florida wind codes (typically lower insurance)
  • Lower flood risk (zone X)
  • Waterfront
  • Storm protection: Impact Windows/Doors
  • 3-car garage
Location convenienceModerate
Hospital
12.8 mi
Lehigh Regional Medical Center
Beach
14.5 mi
Bonita Beach
Airport
9.7 mi
RSW Intl (Fort Myers)
Shopping
7.8 mi
Miromar Outlets

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.