Estero, FL · Gated & Master-Planned Communities

Bella Terra

Family-oriented with sports fields, tennis, resort pool

Gated & Master-Planned CommunitiesgatedMid · $450K – $900KFEMA Zone X

Market Snapshot

Bella Terra market data

Live from the MLS · updated continuously. See all 12 listings →

Active Listings
12
for sale now
Median List Price
$594,750
active inventory
Median $/Sq Ft
$236
list price ÷ sqft
Avg Days on Market
19
days listed
Price Range
$240,000-$899,900
low to high
Sold (90 days)
$450,000
23 closed · median
Homes Built
2006-2014
Typical Home
3 bed · 2,171 sq ft
Waterfront
17% of homes
Private Pool
42% of homes
Median sold price · Bella Terra
$450,000last 3 months2.3% vs $440,000 prior 3 months
Median closed price by month · Bella Terra
10.5% MoM12.4% YoY
$375k$488k$600kJul ’25Jul ’26
$425,000Jul ’26 · 13 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Figures reflect current active listings (and recent closed sales where available) tagged to Bella Terra. Medians are indicative, not an appraisal, ask Rick for a comparative market analysis on a specific home.

On the Map

Where Bella Terra sits

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Available Now

Homes for sale in Bella Terra(12)

Newest listings first.

See all 12 homes →View on map →

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Recently Sold

Recent sales in Bella Terra

HomeBd / BaSq FtSoldSold Price
20301 Ardore Lane, Estero3 / 22,085Aug 2026$447,510
21181 Palese Drive, Estero4 / 2.52,572Jul 2026$575,000
20370 Larino Loop, Estero3 / 2.52,282Jul 2026$420,000
13634 Lucera Court, Estero2 / 21,846Jul 2026$414,000

Closed sales from the last 12 months. Ask Rick for a full comparable-sales report on any home you're considering.

At a Glance

Bella Terra at a glance

Price Range
Mid
Typically $450K – $900K
Flood Zone
Zone X
Minimal flood risk
high-confidence estimate, verify by address
Community Type
gated
Region
Estero

Amenities & Lifestyle

What you get living in Bella Terra

Resort AmenitiesFamilyMaster Planned

Drive Times

Location & access

  • 🏖️ Nearest Beach48 min
  • ✈️ RSW Airport31 min
  • 🏙️ Downtown Fort Myers38 min
  • 🏥 Nearest Hospital37 min
  • 🛣️ I-75 Access26 min

Cost of Ownership

Estimated yearly costs for a mid-tier home

Florida estimates based on a $650,000 home in Bella Terra. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax
$8,450
~$704/mo · Lee County millage ~1.3%
Insurance
$3,250, $7,150
Standard homeowners + wind
HOA Estimate
$150, $600/mo
Gated community range

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

Bella Terra is mapped primarily in Zone X

All sample points within Bella Terra returned Zone X. Individual parcels may differ, flood zones are assigned per parcel by FEMA, not per community.

Before making an offer, always verify the exact flood zone for the specific property address:

🔍 Verify on FEMA Map Service Center →Ask Rick for the Exact Zone →

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: high

Schools Nearby

Top schools within 8 miles of Bella Terra

Pinewoods Elementary School

2.6 mi
Elementarypublic· DOE Grade B· Score 80/100

Village Oaks Elementary School

3.3 mi
Elementarypublic· DOE Grade A· Score 80/100

Estero Park Elementary School

3.8 mi
Elementarypublic· DOE Grade A· Score 95/100

Estero High School

3.9 mi
Highpublic· DOE Grade B· Score 64/100

3 Oaks Academy

4.1 mi
K-12private· Score 0/100

Three Oaks Elementary School

4.2 mi
Elementarypublic· DOE Grade A· Score 84/100

Compare

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Ready to Look Closer?

Get live numbers for Bella Terra

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Bella Terra tailored to your timeline and budget.

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Good Questions

Bella Terra, frequently asked questions

What are home prices like in Bella Terra?
Bella Terra is in the mid price tier, typically Typically $450K – $900K. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Bella Terra in?
Bella Terra is mapped primarily in FEMA Zone X, Minimal flood risk. Individual parcels can differ; Rick verifies the exact zone for any address.
What schools are near Bella Terra?
Closest schools include Pinewoods Elementary School (2.6 mi), Village Oaks Elementary School (3.3 mi), Estero Park Elementary School (3.8 mi). Browse all on the schools directory.
What does it cost to own a home in Bella Terra?
For a $650,000 home, estimate roughly $8,450/yr property tax, $3,250-$7,150/yr insurance, and $150-$600/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Bella Terra offer?
Bella Terra features Resort Amenities, Family, Master Planned. Compare similar communities on the interactive map.