$575,000
5 Bed Waterfront Home for Sale in Bella Terra
21200 Velino Lane, Estero, FL, 33928
About this home
Fantastic opportunity to own a spacious 5-bedroom, 3-bath Stockton model with nearly 3,000 square feet of living space, a beautiful lake view and southwest exposure for gorgeous Florida sunsets. Situated on a desirable end lot, this home offers extra space, privacy and a flexible floor plan that works beautifully for both everyday living and entertaining. Inside, you’ll find luxury vinyl plank flooring throughout the main living areas, new carpet in the primary bedroom and an updated kitchen featuring granite countertops, wood cabinetry and stainless steel appliances. The open kitchen overlooks the spacious family room and casual dining area. A unique feature of this home is the enclosed front flex room, offering a private space that can easily serve as a den, home office, studio, game room or whatever works best for you. A full bedroom and bath on the first floor is ideal for guests, a home office or multigenerational living. Upstairs, the generous primary suite is joined by three additional bedrooms and another full bath. Step outside to the screened lanai and enjoy peaceful lake views, lush landscaping and southwest exposure that delivers beautiful evening skies. Additional highlights include a NEW ROOF in 2023 and the added peace of mind of being located in a non-flood zone. With five bedrooms, nearly 3,000 square feet, a lakefront setting and major updates already completed, this home offers exceptional value in Bella Terra. Enjoy the community’s resort-style amenities, including a clubhouse, resort pool and spa, fitness center, tennis, pickleball, bocce, basketball, playground, inline skating rink and miles of sidewalks, all surrounded by lakes and preserves in one of Estero’s most established gated communities.
Property details
- Type
- SingleFamilyResidence
- Year built
- 2007
- Interior
- 2,863 sqft
- Lot size
- 7,492.32 sqft
- Acreage
- 0.17 acres
- Garage
- 2 car
- Days on market
- 0
- Total association fees
- $3,244/yr (~$270/mo)
- CDD
- Yes
- Est. taxes (1.4%)
- $8,050/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- None listed
- Exposure
- Southwest
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 4 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 20638 Torre Del Lago Street | Dec 2025 | $665,000 | 5/3 | 2,992 | $222 |
| 20703 Fair Oak Lane | Jan 2026 | $700,900 | 4/4 | 2,909 | $241 |
| 20184 Camellia Crosse Lane | May 2026 | $660,000 | 4/4 | 2,976 | $222 |
| 21511 Belhaven Way | Jun 2026 | $645,000 | 4/3 | 2,846 | $227 |
| Average | 4 comps | $667,725 | $228 |
Market trends, Bella Terra
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
The good, the trade-offs & the location
- Built 2007 — post-2002 Florida wind codes (typically lower insurance)
- Lower flood risk (zone X)
- Waterfront
- 2-car garage
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.