$399,900
3 Bed Waterfront Home for Sale in Bella Terra, FL
20017 Serre Drive, Estero, FL, 33928
About this home
Gorgeous Villa on a PRIME Lake View homesite with oversized side yard! Come view this CHARMING and WELL-MAINTAINED 3BR and 2 bath home with a 2-car garage! The NATURAL SUNLIGHT you see off the water really sets the tone for this home! Tile flooring in the main, NEW Carpeting in the bedrooms, white cabinets with granite counters and NEW kitchen Appliances are just a few of the many upgrades this unit has to offer. The open floor plan is perfect for entertaining with a breakfast bar, eat-in kitchen, and a formal dining area. The master suite has 2 large closets and linen closet, a double vanity, and a large walk-in shower. The great room is spacious and opens to an EXTENDED TILED LANAI with panoramic lake views; perfect for gathering with friends and family. The clubhouse and Amenity Campus is just a short walk from your front door! Bella Terra offers spectacular amenities including a resort style pool with spa, community area, tennis and pickleball courts, fitness center, baseball, basketball, and bocce courts, playground area, soccer field, and volleyball. The community is conveniently located close to the airport, I-75, FGCU, dining, shopping and all that Stunning ESTERO has to offer!
Property details
- Type
- Attached
- Year built
- 2005
- Interior
- 1,632 sqft
- Lot size
- 10,323.72 sqft
- Acreage
- 0.24 acres
- Garage
- 2 car
- Days on market
- 201
- Total association fees
- $5,296/yr (~$441/mo)
- CDD
- None
- Est. taxes (1.4%)
- $5,599/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- None listed
- Exposure
- East
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 13674 Martone Court | Feb 2026 | $349,000 | 2/2 | 1,626 | $215 |
| 13650 Lucera Court | May 2026 | $340,000 | 2/2 | 1,456 | $234 |
| 13794 Cleto Drive | Mar 2026 | $370,000 | 2/2 | 1,564 | $237 |
| Average | 3 comps | $353,000 | $229 |
Market trends — Bella Terra
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $59,900 (13.3%) from the original list price.
| Oct 24, 2025 | Sold | $390,000 |
| Jul 14, 2025 | Price reducedfrom $419,000 | $399,900 |
| Feb 20, 2025 | Listed | $449,900 |
The good, the trade-offs & the location
- Built 2005 — post-2002 Florida wind codes (typically lower insurance)
- Lower flood risk (zone X)
- Waterfront
- 2-car garage
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.