$379,900
3 Bed Waterfront Home for Sale in Bella Terra
20176 Larino Loop, Estero, FL, 33928
About this home
Welcome home. This townhome in the beautiful Bella Terra community offers the lifestyle you're looking for. This bright and well-appointed 3-bedroom plus den townhome offers a comfortable living space and a peaceful lake view. The floorplan places all three bedrooms and the versatile den upstairs for privacy and quiet, while the main level features an open living area ideal for entertaining and day-to-day life. The large master suite includes a roomy walk-in closet and nice master bath with separate tub and shower, and two additional bedrooms share a full bath — plus a convenient half bath on the main floor for guests. The attached 2-car garage offers plenty of room for your toys. Relax on your lanai and enjoy calming water views, or visit the community’s amenity areas and enjoy the pool, fitness center, clubhouse, Tennis, pickleball and more. Located close to SW Florida’s finest conveniences: FGCU, shopping, dining, parks and RSW airport, this townhome blends low-maintenance living with the lifestyle you want and sellers who are ready to move.
Property details
- Type
- Townhouse
- Year built
- 2006
- Interior
- 2,282 sqft
- Lot size
- 4,704.48 sqft
- Acreage
- 0.11 acres
- Garage
- 2 car
- Days on market
- 52
- Total association fees
- $4,188/yr (~$349/mo)
- CDD
- Yes
- Est. taxes (1.4%)
- $5,319/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- None listed
- Exposure
- Southeast
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 8 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 20092 Larino Loop | May 2026 | $390,000 | 3/2 | 2,255 | $173 |
| 20079 Larino Loop | Jul 2026 | $425,000 | 3/2 | 2,255 | $188 |
| 20370 Larino Loop | Jul 2026 | $420,000 | 3/2 | 2,282 | $184 |
| 20555 Larino Loop | Apr 2026 | $377,000 | 3/2 | 2,253 | $167 |
| 20468 Larino Loop | Jul 2026 | $395,000 | 3/2 | 2,282 | $173 |
| 20492 Larino Loop | Dec 2025 | $390,000 | 3/2 | 2,255 | $173 |
| Average | 6 comps | $399,500 | $176 |
Market trends, Bella Terra
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $39,900 (10.4%) from the original list price.
| Jan 5, 2026 | Sold | $345,000 |
| Nov 10, 2025 | Back on market | |
| Sep 26, 2025 | Price reducedfrom $384,900 | $379,900 |
| Sep 23, 2025 | Listed | $384,900 |
The good, the trade-offs & the location
- Built 2006 — post-2002 Florida wind codes (typically lower insurance)
- Lower flood risk (zone X)
- Waterfront
- 2-car garage
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.