$399,000
3 Bed Waterfront Home for Sale in Nancy Lane Condo
12 Nancy Lane, Fort Myers Beach, FL, 33931
About this home
SELLER FINANCING AVAILABLE WITH JUST 10% DOWN! Located on a deep-water canal with direct Gulf access, this 3-bedroom, 2-bath home includes a 10,000 lb boat lift, kayak launch and a private dock. Perfect for boaters looking for a low-maintenance Florida home near the beach. Fully renovated inside after Hurricane Ian, the home features light gray waterproof luxury vinyl flooring, recessed lighting, granite countertops, white wood cabinets and stainless-steel appliances. The master suite includes two separate vanities and a walk-in tiled shower. Guest bath includes a tiled tub/shower combo. New AC, washer and dryer, and plenty of storage throughout. A one-car garage, carport and extra parking complete the setup. Located on San Carlos Island in a 55+ community with low monthly fees that include water, sewer and trash. Walk or ride to Fort Myers Beach, Doc Ford’s, Dixie Fish Company and the Key West Express. Whether you're looking for a seasonal escape or a full-time home, this is your opportunity to own a piece of paradise with unbeatable access to the water and all that Southwest Florida has to offer. One or more photo(s) have been virtually staged.
Property details
- Type
- ManufacturedHome
- Year built
- 2001
- Interior
- 1,471 sqft
- Lot size
- 4,268.88 sqft
- Acreage
- 0.10 acres
- Garage
- 1 car
- Days on market
- 105
- Total association fees
- $1,620/yr (~$135/mo)
- CDD
- None
- Est. taxes (1.4%)
- $5,586/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- Shutters
- Exposure
- Northeast
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Yes
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 9 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 17831 Eglantine Lane | Jun 2026 | $360,000 | 2/2 | 1,343 | $268 |
| 17780 Stevens Boulevard | Jun 2026 | $399,999 | 3/2 | 1,552 | $258 |
| 17751 Peppard Drive | May 2026 | $343,000 | 2/2 | 1,332 | $258 |
| 17680 Peppard Drive | Nov 2025 | $321,000 | 2/2 | 1,335 | $240 |
| 17730 Bryan Court | Sep 2025 | $330,000 | 3/3 | 1,368 | $241 |
| 17610 Peppard Drive | Aug 2026 | $365,000 | 2/2 | 1,402 | $260 |
| Average | 6 comps | $353,167 | $254 |
Market trends, Fort Myers Beach
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $31,000 (7.2%) from the original list price.
| Aug 11, 2026 | Price reducedfrom $430,000 | $399,000 |
| Apr 28, 2026 | Listed | $430,000 |
The good, the trade-offs & the location
- Waterfront
- Storm protection: Shutters
- Built 2001 — pre-2002 construction may carry older wind codes and higher insurance
- In a higher-risk flood zone (AE) — flood insurance likely required
- 55+ age-restricted community
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.