3 Bed Waterfront Home for Sale in Fort Myers
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For SaleMLS# 2026027020

$200,000

3 Bed Waterfront Home for Sale in Fort Myers

3231 Cottonwood Bend 301, Fort Myers, FL, 33905

3 beds2.5 baths1,703 sqft1 garage
GatedPickleballBocceFitness CenterCommunity PoolWaterfront

About this home

JUST REDUCED $24,500! NOW OFFERED AT $200,000! Don't miss this rare opportunity to own a fully updated, move-in ready lakefront villa in the highly desirable gated community of Cottonwood Bend at Verandah with NO mandatory golf or social membership. This spacious 3-bedroom, 2.5-bath end-unit villa offers over 1,700 square feet of beautifully updated living space, making it an exceptional value for buyers searching for a low-maintenance home, townhome-style floor plan, seasonal residence, or full-time Florida lifestyle. Beautifully renovated throughout, this light-filled home features luxury flooring, fresh interior paint, recessed lighting, designer fixtures, updated ceiling fans, and an open-concept layout perfect for everyday living and entertaining. The updated kitchen showcases granite countertops, stainless steel appliances, a gas range, breakfast bar, new kitchen sink and garbage disposal (2026), and a new dishwasher (2026). Additional improvements include a newer air conditioning system, new water heater, washer and dryer, and wired smoke and carbon monoxide detectors installed in 2025 for added peace of mind. The bathrooms have been tastefully renovated, including the guest bath (2023) and a beautifully remodeled primary bathroom (2026), allowing the next owner to move in without the expense of updating. Enjoy peaceful lake views from the private screened, tiled lanai where sliding glass doors seamlessly connect the living room, dining area, and kitchen, creating the perfect indoor-outdoor Florida lifestyle. Association fees include water and cable, adding tremendous value while simplifying monthly expenses. Located in the award-winning, gated, and pet-friendly Verandah community, residents enjoy miles of walking and biking trails, kayaking on the Orange River, pickleball, tennis, fitness center, community pool, dining, dog park, and year-round social activities. Unlike many homes in Verandah, this property requires NO mandatory golf or social membership, allowing you to enjoy the community's incredible amenities without additional membership costs. Conveniently located just minutes from Downtown Fort Myers, Gulf beaches, shopping, dining, I-75, and Southwest Florida International Airport, this is one of the best opportunities to own a fully updated lakefront home in Verandah at this price.

Property details

Type
Townhouse
Year built
2006
Interior
1,703 sqft
Lot size
7,313.724 sqft
Acreage
0.17 acres
Garage
1 car
Days on market
44
Total association fees
$9,777/yr (~$815/mo)
CDD
None
Est. taxes (1.4%)
$2,800/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
None listed
Exposure
North
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementInsuranceIrrigationWaterLegalAccountingMaintenanceGroundsPestControlReserveFundSewerStreetLightsWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BocceCourtCabanaFitnessCenterPickleballParkPoolStorageTrailsManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Above marketThis home is priced above comparable recent sales.
This home
$117/sqft
Comp median
$107/sqft
Difference
+9%

Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
3231 Cottonwood Bend 303Mar 2026$195,0003/21,867$104
3240 Cottonwood Bend 206Mar 2026$215,0003/21,821$118
3211 Cottonwood Bend 705Jan 2026$200,0003/21,867$107
Average3 comps$203,333$110

Market trends, Fort Myers

Median list
$319,998
Median $/sqft
$209
Median sold (90d)
$330,000
Avg days on market
97
Active listings
2,471
Median sold price · Fort Myers
$330,000last 3 months1.5% vs $335,000 prior 3 months
Median closed price by month · Fort Myers
9.1% MoM5.3% YoY
$319k$349k$380kJul ’25Aug ’26
$347,450Aug ’26 · 372 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $24,500 (10.9%) from the original list price.

Jul 30, 2026Price reducedfrom $224,500$200,000
Jun 24, 2026Listed$224,500

The good, the trade-offs & the location

Pros
  • Built 2006 — post-2002 Florida wind codes (typically lower insurance)
  • Waterfront
Consider
  • In a higher-risk flood zone (AE) — flood insurance likely required
  • Higher association fees (~$9,777/yr)
Location convenienceModerate
Hospital
10 mi
Lehigh Regional Medical Center
Beach
20.5 mi
Fort Myers Beach
Airport
9.8 mi
Page Field (Fort Myers)
Shopping
9.4 mi
Edison Mall (Fort Myers)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.