3 Bed Waterfront Home for Sale in Cozumel
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For SaleMLS# 226032322

$2,570,000

3 Bed Waterfront Home for Sale in Cozumel

960 Cape Marco Drive 1903, Marco Island, FL, 34145

3 beds2.5 baths2,102 sqft2 garage
GatedTennisBeach AccessFitness CenterClubhouseCommunity PoolBoatingWaterfront

About this home

Stunning panoramic views of Marco Island's beautiful crescent shaped beach, the Gulf and Ten Thousand Islands abound from this gorgeous 3 bedroom, 2 and a half bath Cozumel residence. Only the 03 floor plans offer two expansive terraces and one with a complete beach view. You can enjoy phenomenal year round Sunsets and Sunrises, as well as plenty of outdoor space to entertain guests. Located on the 19th floor, the view is even more dramatic, and with much sea life to watch. The beautiful interior is a light and bright coastal design with ample natural light and luxurious appointments throughout. The living room and dining room are perfectly positioned to best showcase the picturesque views. The nicely appointed kitchen offers a breakfast nook and phenomenal Ten Thousand Island views. The master suite is a spacious retreat boasting access to the beachfront terrace and en-suite bath with walk-in shower, jetted tub, and dual sinks. or a quiet space to relax while enjoying the gentle island breeze, fresh salt air, and unparalleled beach and gulf views. The large, second terrace provides spectacular views of the Ten Thousand Islands. Cape Marco and Cozumel offer many fine amenities including an elegant lobby, beachside social room, fitness center, billiard room, card room, pool, spa, Har-Tru tennis courts, fishing pier, convenient beach access, and more. Enjoy the Cape Marco lifestyle, where luxury is a standard.

Property details

Type
Condominium
Year built
1998
Interior
2,102 sqft
Lot size
Not specified
Acreage
Not specified
Garage
2 car
Days on market
0
Total association fees
$30,514/yr (~$2,543/mo)
CDD
None
Est. taxes (1.4%)
$35,980/yr
Flood zone (area est.)
Yes · High risk (VE)
Storm protection
Impact Windows/Doors
Exposure
West
Waterfront
Yes
Gulf access
Yes
Gulf access type
Direct — Gulf frontage
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Collier

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvMaintenanceGroundsPestControlRecreationFacilitiesReserveFundSewerSecurityTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BeachRightsBeachAccessBikeStorageClubhouseFitnessCenterPoolSaunaSpaHotTubStorageTennisCourtsTrashManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Above marketThis home is priced above comparable recent sales.
This home
$1,223/sqft
Comp median
$1,075/sqft
Difference
+14%

Based on the $/sqft of 4 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
980 Cape Marco Drive 1705Mar 2026$1,950,0003/22,112$923
980 Cape Marco Drive 1304May 2026$2,300,0003/22,112$1,089
850 S Collier Boulevard 802Apr 2026$2,399,0003/22,171$1,105
740 Partridge CourtFeb 2026$2,125,0003/32,003$1,061
Average4 comps$2,193,500$1,045

Market trends, Marco Island

Median list
$950,000
Median $/sqft
$715
Median sold (90d)
$810,000
Avg days on market
107
Active listings
399
Median sold price · Marco Island
$815,000last 3 months19.3% vs $1,010,000 prior 3 months
Median closed price by month · Marco Island
13.9% MoM31.8% YoY
$725k$1.1M$1.4MJul ’25Sep ’26
$725,000Sep ’26 · 35 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Gulf access (Direct — Gulf frontage)
  • Storm protection: Impact Windows/Doors
  • 2-car garage
Consider
  • Built 1998 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (VE) — flood insurance likely required
  • Higher association fees (~$30,514/yr)
Location convenienceModerate
Hospital
17.5 mi
NCH Baker Hospital (Naples)
Beach
16.1 mi
Naples Pier / Beach
Airport
17 mi
Naples Airport
Shopping
18 mi
Coastland Center (Naples)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.