$674,000
3 Bed Waterfront Home for Sale in Pepper Tree
8540 Pepper Tree Way, Naples, FL, 34114
About this home
Dreaming of serene lake views, breathtaking sunrises and resort-style living? This beautifully furnished three-bedroom, two-bath home in Pepper Tree at Fiddler’s Creek offers it all, including a split-bedroom layout for privacy and a no-see-um screened lanai framing tranquil water vistas. Ideally near the award-winning Club & Spa and gatehouse, this residence combines peaceful outdoor living with refined interior finishes in one of Naples’ most prestigious communities. Quality built by Gulf Bay. The interior features diagonal tile flooring, volume ceilings, crown molding and modern ceiling fans throughout. The open kitchen is tastefully updated with white modern cabinetry, quartz countertops and backsplash, pantry, under-cabinet lighting, recessed lighting, a single-vessel undermount sink and stainless appliances, including a French-door refrigerator, range, microwave and Bosch dishwasher. A breakfast bar offers casual seating, while the adjacent dining area overlooks lush gardens through a large picture window and provides direct lanai access. Light and airy, the living room includes recessed lighting and glass sliders that open to the lanai, blending indoor and outdoor spaces. The primary suite is a tranquil retreat with lake views, double-door entry, white plantation shutters, lanai access, and custom walk-in closets with built-ins. The en-suite bath is beautifully updated and features a dual-sink quartz vanity, frameless glass walk-in shower with bench, soaking tub, privacy window and linen closet. The guest wing includes two bedrooms—one set up as a home office with built-in cabinetry and Murphy bed—plus an updated full bath with walk-in shower. The screened lanai is ideal for entertaining, offering tile flooring, an updated outdoor kitchen with stone backsplash, built-in barbecue and beverage refrigerator, counter space and wide lake views. Additional features include storm shutters, painted garage floor, newer tankless water heater, washer and dryer, and wood-look LVT flooring in all bedrooms. A new tile roof under one year old adds value and peace of mind. There’s even room to add a pool. Residents of Fiddler’s Creek enjoy a world-class lifestyle with a resort-style Club & Spa featuring indoor and poolside dining, full fitness center with classes and trainers, resort pools, spa, hot tub, sauna, steam room, bocce, tennis, pickleball and year-round events. Optional memberships are available for The Tarpon Club (beach/marina) and The Creek Golf Course with a new clubhouse and renovated course. Nearby are everyday conveniences such as Publix, salon, urgent care, and a new health café/store—plus easy access to Marco Island, downtown Naples, shopping, dining and executive airport.
Property details
- Type
- SingleFamilyResidence
- Year built
- 1998
- Interior
- 1,825 sqft
- Lot size
- 8,276.4 sqft
- Acreage
- 0.19 acres
- Garage
- 2 car
- Days on market
- 169
- Total association fees
- $3,184/yr (~$265/mo)
- CDD
- None
- Est. taxes (1.4%)
- $9,436/yr
- Flood zone (area est.)
- Not available
- Storm protection
- None listed
- Exposure
- Northeast
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Collier
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Based on the $/sqft of 5 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Your notes on this home
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 8556 Pepper Tree Way | Aug 2026 | $700,000 | 2/2 | 1,808 | $387 |
| 322 Indies Drive 101 | May 2026 | $700,000 | 3/2 | 1,980 | $354 |
| 3788 Cotton Green Path Drive | May 2026 | $825,000 | 3/2 | 1,965 | $420 |
| 3817 Cotton Green Path Drive | Aug 2026 | $684,000 | 3/2 | 1,957 | $350 |
| 3970 Deer Crossing Court 106 | Mar 2026 | $530,000 | 3/2 | 1,777 | $298 |
| Average | 5 comps | $687,800 | $362 |
Market trends, Naples
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $130,000 (17.4%) from the original list price.
| Nov 19, 2025 | Sold | $615,000 |
| Jul 28, 2025 | Price reducedfrom $699,000 | $674,000 |
| May 7, 2025 | Listed | $745,000 |
The good, the trade-offs & the location
- Waterfront
- 2-car garage
- Built 1998 — pre-2002 construction may carry older wind codes and higher insurance
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.