$315,000
3 Bed Waterfront Home for Sale in St Croix
4610 Saint Croix Lane 1031, Naples, FL, 34109
About this home
Experience the perfect blend of comfort, convenience, and resort-style living in this beautifully maintained turnkey furnished 3-bedroom, 2-bath end-unit condo in the highly desirable gated community of St. Croix at Pelican Marsh. Bathed in natural light, this spacious residence offers an open-concept floor plan designed for easy everyday living and effortless entertaining. The living and dining areas flow seamlessly to a private screened lanai where you can relax with peaceful lake views and enjoy Southwest Florida's spectacular weather year-round. The well-appointed kitchen features granite countertops, stainless steel appliances, and ample cabinetry, while the updated bathrooms provide a fresh, modern feel. The spacious primary suite offers tranquil lake views, a walk-in closet, and an ensuite bath. Additional highlights include plantation shutters, a private attached garage, and the peace of mind of a new air conditioning system. St. Croix at Pelican Marsh is known for its exceptional amenities and active lifestyle. Residents enjoy a resort-style pool and spa, fitness center, clubhouse, tennis and pickleball courts, BBQ area, playground, dog park, valet trash service five days a week, and the rare convenience of RV and boat storage. Located just minutes from Vanderbilt Beach, Mercato, Waterside Shops, and Naples' premier shopping, dining, golf, and entertainment, this home offers an unbeatable North Naples location. Whether you're searching for a full-time residence, seasonal retreat, or investment property, this condo checks every box. St. Croix is pet-friendly, allowing up to two pets (40-pound weight limit), and permits both seasonal and annual rentals. Low condominium fees include Wi-Fi and cable, making ownership even more attractive. Move right in and start enjoying the Southwest Florida lifestyle you've been dreaming of!
Property details
- Type
- Condominium
- Year built
- 1999
- Interior
- 1,314 sqft
- Lot size
- Not specified
- Acreage
- Not specified
- Garage
- 1 car
- Days on market
- 169
- Total association fees
- $5,636/yr (~$470/mo)
- CDD
- None
- Est. taxes (1.4%)
- $4,410/yr
- Flood zone (area est.)
- Yes · High risk (AH)
- Storm protection
- None listed
- Exposure
- East
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Collier
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 13 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 4610 Saint Croix Lane 1021 | Jun 2026 | $289,000 | 3/2 | 1,314 | $220 |
| 4325 Covey Circle 10B | Jun 2026 | $344,500 | 2/2 | 1,312 | $263 |
| 4680 Saint Croix Lane 537 | Mar 2026 | $340,000 | 3/2 | 1,314 | $259 |
| 4670 Saint Croix Lane 632 | Mar 2026 | $335,000 | 3/2 | 1,314 | $255 |
| 3346 Erick Lake Drive 2001 | Apr 2026 | $340,500 | 2/2 | 1,169 | $291 |
| 3344 Erick Lake Drive 2002 | Jul 2026 | $275,000 | 2/2 | 1,170 | $235 |
| Average | 6 comps | $320,667 | $254 |
Market trends, St Croix
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $35,000 (10%) from the original list price.
| Aug 2, 2026 | Price reducedfrom $332,500 | $315,000 |
| Mar 5, 2026 | Listed | $350,000 |
The good, the trade-offs & the location
- Waterfront
- Built 1999 — pre-2002 construction may carry older wind codes and higher insurance
- In a higher-risk flood zone (AH) — flood insurance likely required
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.