3 Bed Waterfront Home for Sale in Waterway Estates
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For SaleMLS# 2026031196

$419,000

3 Bed Waterfront Home for Sale in Waterway Estates

4431 N Pacific Circle, North Fort Myers, FL, 33903

3 beds2 baths1,392 sqft1 garage
GatedBoatingWaterfront

About this home

OPPORTUNITY KNOCKS! If you're looking for an UPDATED, MOVE-IN READY, DIRECT GULF ACCESS home with 3 bedrooms, 2 baths, don't miss this! Located in WATERWAY ESTATES which borders Cape Coral and North Ft Myers. WATERWAY ESTATES is a charming neighborhood with NO HOA FEES, winding roads, SIDEWALKS and street lighting. This sturdy, concrete block (CBS) home comes TURNKEY FURNISHED (with a few minor exclusions) offers plenty of natural sunlight throughout & SHOWS LIKE A MODEL. You will love the tiled front porch and the beauty and security offered by the IMPACT RATED, DOUBLE DOOR ENTRY. This home offers A BRAND NEW AIR CONDITIONER (8/'26), an OPEN CONCEPT FLOOR PLAN, KITCHEN ISLAND IS NEARLY 13' long, CAMBRIA QUARTZ counters, WHITE SHAKER STYLE cabinets, RECESSED LIGHTING & QUALITY, LUXURY VINYL PLANK FLOORING THROUGHOUT. The master suite features a SHIPLAP accent wall with an attractive barn door and hardware to complement the decor. A thoughtful re-design of the master bathroom offers a large shower, extra floor to ceiling cabinetry and a matching barn door & hardware. There's a comfortable SUNROOM with hurricane (wind) rated windows and a TONGUE & GROOVE, BEAMED CEILING. On CITY WATER & SEWER, plus a WELL FOR IRRIGATION, 16k BOAT LIFT, a dock with COMPOSITE DECKING, a fenced back yard with PLENTY OF ROOM TO DESIGN YOUR OWN POOL. Some additional upgrades include: IMPACT RATED, DOUBLE DOOR ENTRY; IMPACT WINDOWS THROUGHOUT THE HOME, PLUS WIND RATED WINDOWS IN THE SUNROOM. BRAND NEW A/C 8/'26; DUCTWORK REPLACED in 2017; ROOF in 2013. PUT THIS AFFORDABLY PRICED, DIRECT GULF ACCESS, MOVE-IN READY HOME AT THE TOP OF YOUR MUST SEE LIST - IT WON'T DISAPPOINT!

Property details

Type
SingleFamilyResidence
Year built
1966
Interior
1,392 sqft
Lot size
9,539.64 sqft
Acreage
0.22 acres
Garage
1 car
Days on market
32
Total association fees
None
CDD
None
Est. taxes (1.4%)
$5,866/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
Impact Windows/Doors
Exposure
West
Waterfront
Yes
Gulf access
Yes
Gulf access type
Direct — no bridges
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Yes
County
Lee

Amenities

Sidewalks

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$301/sqft
Comp median
$284/sqft
Difference
+6%

Based on the $/sqft of 4 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
1751 Lakeview BoulevardJan 2026$317,0003/21,334$238
4343 S Gulf CircleAug 2026$430,0003/21,302$330
1691 Lakeside TerraceFeb 2026$480,0003/21,450$331
2303 SE 3rd StreetDec 2025$344,5003/21,497$230
Average4 comps$392,875$282

Market trends, Waterway Estates

Median list
$375,000
Median $/sqft
$268
Median sold (90d)
$425,000
Avg days on market
142
Active listings
15
Median sold price · Waterway Estates
$425,000last 3 months11.8% vs $380,000 prior 3 months

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Gulf access (Direct — no bridges)
  • Storm protection: Impact Windows/Doors
Consider
  • Built 1966 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AE) — flood insurance likely required
Location convenienceHigh
Hospital
2.2 mi
Cape Coral Hospital
Beach
13.4 mi
Fort Myers Beach
Airport
4.9 mi
Page Field (Fort Myers)
Shopping
1.9 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.