$500,000
3 Bed 2 Bath Waterfront SingleFamilyResidence for Sale in NORTH FORT MYERS, FL
4638 Vinsetta Avenue, North Fort Myers, FL, 33903
About this home
Your Private Waterfront Escape Loch Moor Waterway Estates | Gulf Access | No Bridges | Move-In Ready Welcome to the lifestyle you’ve been dreaming of—a refined waterfront retreat that blends timeless design with the tranquility of Florida coastal living. Beautifully remodeled, this 3-bedroom + den, 2-bath residence is situated on an oversized corner lot in the sought-after Lochmoor Waterway Estates, offering DIRECT Sailboat Gulf Access with no bridges and just a 10-minute cruise to open water. Stepping inside, you will immediately be overtaken by an island vibe. Live where you feel like you're on vacation every day. This home offers the perfect blend of affordability, convenience and outdoor living. El Rio Golf course is at a visible distance - steps away from fun with friends. Gather at the fire pit on the waterfront for s'mores, fishing or conversation time with family or friends. Set on elevated ground that has NEVER FLOODED, this home offers both peace of mind and elegant comfort. Recent upgrades include a 2023 standing seam METAL ROOF, 2024 PGT Impact Resistant Windows, a hurricane-rated garage door, updated plumbing and electrical, new soffits and gutters and freshly painted interiors and exteriors— making this a truly ready to move in experience. Inside, discover an open-concept floor plan anchored by a designer kitchen featuring shaker cabinetry, granite countertops, and a sea-glass backsplash that radiates coastal sophistication. New Bahama style ceiling fans and top-quality white Venetian blinds add to your comfort. Sunlight fills the home, flowing effortlessly into a no-see-um grade screened lanai with Travertine Tile flooring, perfect for al fresco dining or simply taking in the serene water views. Step outside to enjoy: • A 14-ft floating dock • Lush landscaping with fruit trees • Fire pit gathering area • Room for a custom pool • RV/boat parking and irrigation well • Thoughtful custom built ins throughout Located near fine dining restaurants, parks, schools and multiple white Sugar Sand BEACHES for your convenience. A short drive to Fort Myers Beach, Sanibel Island and more. Live music is at the local restaurants every night. Picture yourself relaxing in the backyard fishing or exploring the canals in a kayak. Whether you’re watching manatees glide by, cruising the waterways, or simply enjoying a quiet morning sunrise over the canal, this home offers a rare and elevated Florida lifestyle. This is more than a home—it’s your personal paradise. Schedule your private tour today and experience waterfront living at its finest.
Property details
- Type
- SingleFamilyResidence
- Year built
- 1973
- Interior
- 1,833 sqft
- Lot size
- 13,939.2 sqft
- Acreage
- 0.32 acres
- Garage
- 2 car
- Days on market
- 0
- Total association fees
- None
- CDD
- None
- Est. taxes (1.4%)
- $7,000/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- Impact Windows/Doors
- Exposure
- East
- Waterfront
- Yes
- Gulf access
- Yes
- Gulf access type
- Direct — no bridges
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Assessment Paid
- Sewer
- Assessment Paid
- New construction
- No
- Pets
- Yes
- County
- Lee
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 14 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 4558 Vinewood Circle | May 2026 | $487,000 | 3/2 | 1,837 | $265 |
| 1719 W Bluewater Terrace | Jul 2026 | $415,000 | 3/2 | 1,891 | $219 |
| 4632 Gulf Avenue | Jul 2026 | $420,000 | 3/2 | 1,800 | $233 |
| 1724 Lakeside Terrace | Dec 2025 | $440,000 | 3/2 | 1,960 | $224 |
| 4340 S Canal Circle | Mar 2026 | $435,000 | 3/2 | 1,635 | $266 |
| 12969 Turtle Cove Trail | Jul 2026 | $400,000 | 3/2 | 2,029 | $197 |
| Average | 6 comps | $432,833 | $234 |
Market trends — North Fort Myers
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
The good, the trade-offs & the location
- Gulf access (Direct — no bridges)
- Storm protection: Impact Windows/Doors
- 2-car garage
- Built 1973 — pre-2002 construction may carry older wind codes and higher insurance
- In a higher-risk flood zone (AE) — flood insurance likely required
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.