4 Bed Waterfront Home for Sale in Naples
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SoldMLS# 226015673

$549,000

4 Bed Waterfront Home for Sale in Naples

14670 Fern Lake Court, Naples, FL, 34114

4 beds3 baths2,041 sqft2 garage
GatedBocceFitness CenterClubhousePlaygroundCommunity PoolWaterfront

About this home

Welcome to your private retreat in the highly sought-after Reflection Lakes of Naples. Tucked away on a quiet cul-de-sac and situated on an oversized 0.24-acre lot, this beautifully maintained residence offers the perfect blend of comfort, privacy, and the Southwest Florida lifestyle buyers are searching for. Step inside to discover a light-filled open-concept floor plan designed for both everyday living and effortless entertaining. The chef-inspired kitchen features stainless steel appliances, a walk-in pantry, tile backsplash, and a large center island that serves as the heart of the home. The seamless flow between the kitchen, dining, and living areas creates an inviting atmosphere for gathering with family and friends. Thoughtfully designed for comfort and flexibility, the home features a spacious primary suite along with a secondary bedroom offering its own private en-suite bathroom, making it ideal for guests, multigenerational living, or creating a private retreat for visiting family and friends. One of the home’s standout features is the expansive screened lanai with desirable southwestern exposure, providing the perfect setting to enjoy your morning coffee surrounded by lush tropical landscaping and colorful blooms, or relax in the evening with a glass of wine while taking in Naples’ spectacular sunset skies. Complete with an outdoor shower and exceptional privacy, this outdoor living space truly captures the essence of Florida living. The oversized backyard offers plenty of room to create the custom pool and outdoor oasis of your dreams while enjoying the peaceful setting of no rear neighbors. Additional peace of mind comes from the newer air conditioning system, approximately 3½ years old. Beyond the home itself, Reflection Lakes of Naples is one of South Naples’ most desirable gated communities, known for its beautifully maintained landscaping, scenic lakes, sidewalks, and active lifestyle. Residents enjoy an impressive array of amenities including a resort-style clubhouse, heated pool, fitness center, bocce courts, billiards room, library, and a full calendar of social events and activities. With low HOA fees and no CDD, homeowners enjoy exceptional value while benefiting from a vibrant and welcoming community atmosphere. Ideally located between downtown Naples and Marco Island, Reflection Lakes places you just minutes from world-class beaches, waterfront dining, shopping, golf, boating, entertainment, and everything that makes Naples one of the most sought-after destinations in Southwest Florida. Whether you are searching for a full-time residence, seasonal getaway, or investment opportunity, this exceptional property offers the perfect combination of location, lifestyle, privacy, and value.

Property details

Type
SingleFamilyResidence
Year built
2012
Interior
2,041 sqft
Lot size
10,454.4 sqft
Acreage
0.24 acres
Garage
2 car
Days on market
55
Total association fees
$4,416/yr (~$368/mo)
CDD
None
Est. taxes (1.4%)
$7,686/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
None listed
Exposure
Southwest
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Collier

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvIrrigationWaterMaintenanceGroundsReserveFundRoadMaintenanceStreetLights

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BocceCourtBilliardRoomBilliardsBusinessCenterClubhouseFitnessCenterLibraryBarbecuePicnicAreaPlaygroundPoolManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$269/sqft
Comp median
$261/sqft
Difference
+3%

Based on the $/sqft of 4 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
14654 Fern Lake CourtApr 2026$550,0004/32,067$266
14813 Canton CourtOct 2025$525,0003/22,048$256
14531 Manchester DriveNov 2025$580,0003/21,980$293
9263 Museo Circle 102Apr 2026$479,0003/32,100$228
Average4 comps$533,500$261

Market trends, Reflection Lakes Of Naples

Median list
$588,000
Median $/sqft
$282
Median sold (90d)
$485,000
Avg days on market
67
Active listings
13
Median sold price · Reflection Lakes Of Naples
$485,000last 3 months6.6% vs $455,000 prior 3 months

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $17,000 (3.1%) from the original list price.

Aug 24, 2026Sold$540,000
May 11, 2026Price reducedfrom $557,000$549,000
Apr 15, 2026Listed$557,000

The good, the trade-offs & the location

Pros
  • Built 2012 — post-2002 Florida wind codes (typically lower insurance)
  • Lower flood risk (zone X)
  • Waterfront
  • 2-car garage
Location convenienceHigh
Hospital
10 mi
Physicians Regional (Naples)
Beach
10.7 mi
Naples Pier / Beach
Airport
10.1 mi
Naples Airport
Shopping
11.2 mi
Coastland Center (Naples)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Nearby schools

Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.

Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.