$750,000
4 Bed Pool Home for Sale in Cape Coral
1303 SE 20th Court, Cape Coral, FL, 33990
About this home
Welcome to a truly unique and expansive residence offering nearly 3,000 square feet of living space and over 6,000 total square feet under roof, all nestled along a 120-foot-wide direct Gulf access saltwater canal—a boater’s dream! Enjoy boating and entertaining with lots of seating areas around the dock area and an 8,000 lb boat lift. What truly sets this property apart is the attached two-story Mother-in-Law Suite—with its own private front entry gated courtyard, a kitchenette, downstairs living area, pool access, and an upstairs bedroom with ensuite bathroom and a walk-in shower. It also has access to the main house. The Mother-in-law Suite is perfect l for multi-generational living, extended family, guests, or caregivers, this private wing offers comfort and independence. The kitchen has soft-close cabinetry, under-cabinet lighting, stainless steel appliances, and a functional layout perfect for any chef. The spacious primary bedroom suite offers private access to the lanai and pool area, a large custom walk-in closet with cabinetry and organizers and a luxurious ensuite bath featuring a jetted Jacuzzi tub large plate glass window with a motorized privacy shade, plus a generous walk-in tiled shower with multi-head shower head. Enjoy peace of mind with hurricane protection on all windows and doors, including some impact-rated glass, accordion shutters and acrylic shutters. There are two newer A/C systems, and a 3-car garage with hurricane-rated doors and ample overhead storage. The heated pool has been recently resurfaced and is surrounded by tropical palms and plenty of space to relax or entertain by the water’s edge while watching the passing boat traffic. Best of all, this home has never experienced flooding, and flood insurance is just $784/year—a rare find for waterfront living. Don’t miss this extraordinary opportunity to own a home that blends space, flexibility, and waterfront beauty. This is the lifestyle you've been waiting for!
Property details
- Type
- SingleFamilyResidence
- Year built
- 1989
- Interior
- 2,880 sqft
- Lot size
- 10,672.2 sqft
- Acreage
- 0.24 acres
- Garage
- 3 car
- Days on market
- 0
- Total association fees
- None
- CDD
- None
- Est. taxes (1.4%)
- $10,500/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- Impact Windows/Doors, Shutters
- Exposure
- East
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- Yes
- Spa
- No
- Natural gas
- No
- Water
- Assessment Paid
- Sewer
- Assessment Paid
- New construction
- No
- Pets
- Yes
- County
- Lee
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 1860 Marina Circle | Jul 2026 | $655,000 | 4/3 | 2,838 | $231 |
| 2520 SE 20th Place | Jul 2026 | $765,000 | 4/2 | 2,680 | $285 |
| 118 NE 21st Avenue | Jul 2026 | $600,000 | 4/3 | 2,735 | $219 |
| Average | 3 comps | $673,333 | $245 |
Market trends, Island Cove of Cape Coral (Pondella)
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
The good, the trade-offs & the location
- Private pool
- Waterfront
- Storm protection: Impact Windows/Doors, Shutters
- 3-car garage
- Built 1989 — pre-2002 construction may carry older wind codes and higher insurance
- In a higher-risk flood zone (AE) — flood insurance likely required
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.