4 Bed Pool Home for Sale in Cape Coral
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For SaleMLS# 2026033584

$750,000

4 Bed Pool Home for Sale in Cape Coral

1303 SE 20th Court, Cape Coral, FL, 33990

4 beds3 baths2,880 sqft3 garage
GatedBoatingWaterfront

About this home

Welcome to a truly unique and expansive residence offering nearly 3,000 square feet of living space and over 6,000 total square feet under roof, all nestled along a 120-foot-wide direct Gulf access saltwater canal—a boater’s dream! Enjoy boating and entertaining with lots of seating areas around the dock area and an 8,000 lb boat lift. What truly sets this property apart is the attached two-story Mother-in-Law Suite—with its own private front entry gated courtyard, a kitchenette, downstairs living area, pool access, and an upstairs bedroom with ensuite bathroom and a walk-in shower. It also has access to the main house. The Mother-in-law Suite is perfect l for multi-generational living, extended family, guests, or caregivers, this private wing offers comfort and independence. The kitchen has soft-close cabinetry, under-cabinet lighting, stainless steel appliances, and a functional layout perfect for any chef. The spacious primary bedroom suite offers private access to the lanai and pool area, a large custom walk-in closet with cabinetry and organizers and a luxurious ensuite bath featuring a jetted Jacuzzi tub large plate glass window with a motorized privacy shade, plus a generous walk-in tiled shower with multi-head shower head. Enjoy peace of mind with hurricane protection on all windows and doors, including some impact-rated glass, accordion shutters and acrylic shutters. There are two newer A/C systems, and a 3-car garage with hurricane-rated doors and ample overhead storage. The heated pool has been recently resurfaced and is surrounded by tropical palms and plenty of space to relax or entertain by the water’s edge while watching the passing boat traffic. Best of all, this home has never experienced flooding, and flood insurance is just $784/year—a rare find for waterfront living. Don’t miss this extraordinary opportunity to own a home that blends space, flexibility, and waterfront beauty. This is the lifestyle you've been waiting for!

Property details

Type
SingleFamilyResidence
Year built
1989
Interior
2,880 sqft
Lot size
10,672.2 sqft
Acreage
0.24 acres
Garage
3 car
Days on market
0
Total association fees
None
CDD
None
Est. taxes (1.4%)
$10,500/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
Impact Windows/Doors, Shutters
Exposure
East
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
Yes
Spa
No
Natural gas
No
Water
Assessment Paid
Sewer
Assessment Paid
New construction
No
Pets
Yes
County
Lee

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Above marketThis home is priced above comparable recent sales.
This home
$260/sqft
Comp median
$231/sqft
Difference
+13%

Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
1860 Marina CircleJul 2026$655,0004/32,838$231
2520 SE 20th PlaceJul 2026$765,0004/22,680$285
118 NE 21st AvenueJul 2026$600,0004/32,735$219
Average3 comps$673,333$245

Market trends, Island Cove of Cape Coral (Pondella)

Median list
$367,450
Median $/sqft
$251
Median sold (90d)
$424,000
Avg days on market
88
Active listings
26
Median sold price · Island Cove of Cape Coral (Pondella)
$368,750last 3 months3.9% vs $355,000 prior 3 months

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Private pool
  • Waterfront
  • Storm protection: Impact Windows/Doors, Shutters
  • 3-car garage
Consider
  • Built 1989 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AE) — flood insurance likely required
Location convenienceHigh
Hospital
0.9 mi
Cape Coral Hospital
Beach
12.3 mi
Fort Myers Beach
Airport
5.1 mi
Page Field (Fort Myers)
Shopping
1.6 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.