$875,000
4 Bed Waterfront Home for Sale in Estero
20281 Fair Oak Lane, Estero, FL, 33928
About this home
This beautifully upgraded Olympia floor plan in RiverCreek offers almost 3,700 square feet with 4 bedrooms + den, 5 full bathrooms, a loft, and a 3-car garage on a premium lake-view lot just steps from the community clubhouse and amenities. Designed for both everyday living and entertaining, the open-concept layout features a spacious great room overlooking the water, a first-floor bedroom with full bath access, a functional mudroom, impact-resistant windows and doors throughout, and thoughtful designer finishes. The kitchen is the centerpiece of the home with quartz countertops, upgraded cabinetry, stainless steel appliances, chimney hood, and an oversized island that flows seamlessly into the dining and living spaces. Upstairs, every bedroom features its own en suite bathroom, offering privacy and comfort for family and guests alike. The spacious primary suite includes dual walk-in closets, dual vanities, a Roman soaking tub, and a separate walk-in shower. Step outside to the screened lanai and enjoy peaceful long lake views with room for a future custom pool. Already plumbed for an outdoor kitchen, this backyard is ready to become your own private Florida retreat. The 3-car garage includes an electric vehicle charging station along with ample storage space. Located in one of Estero’s newest gated resort-style communities, RiverCreek residents enjoy access to a 12,000-square-foot clubhouse with resort pool, fitness center, indoor sports complex, pickleball courts, tennis courts, bocce, splash park, playground, fire pit lounge, card rooms, and more. Conveniently located near shopping, dining, RSW Airport, and Southwest Florida’s beautiful Gulf beaches and we are not in a flood zone for added peace of mind.
Property details
- Type
- SingleFamilyResidence
- Year built
- 2024
- Interior
- 3,694 sqft
- Lot size
- 5,780.412 sqft
- Acreage
- 0.13 acres
- Garage
- 3 car
- Days on market
- 73
- Total association fees
- $4,632/yr (~$386/mo)
- CDD
- Yes
- Est. taxes (1.4%)
- $12,250/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- Impact Windows/Doors
- Exposure
- West
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- Yes
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Yes
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
Seeing several homes? Build a tour and we'll route it for you.
Your notes on this home
Keep private notes on this home, what you love, what to ask about, saved to your account and shared with your agent.
Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 20389 Estero Crossing Boulevard | Jun 2026 | $1,022,000 | 4/5 | 3,694 | $277 |
| 12686 Alderson Avenue | Jan 2026 | $849,900 | 4/5 | 3,694 | $230 |
| 12537 Aqua Reserve Court | Aug 2026 | $862,000 | 4/4 | 3,553 | $243 |
| Average | 3 comps | $911,300 | $250 |
Market trends, Estero
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
The good, the trade-offs & the location
- Built 2024 — post-2002 Florida wind codes (typically lower insurance)
- Lower flood risk (zone X)
- Waterfront
- Storm protection: Impact Windows/Doors
- 3-car garage
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
Similar homes nearby
$750,000
MLS# 22601816320921 Thistle Leaf Lane, Estero, FL, 33928
$950,000
MLS# 22601720812236 Red Pine Place, Estero, FL, 33928
$745,000
MLS# 22507004920885 Thistle Leaf Lane, Estero, FL, 33928
$795,000
MLS# 202603660920458 Torre Del Lago Street, Estero, FL, 33928
$975,000
MLS# 22602927912770 Woodbury Drive, Estero, FL, 33928
$795,000
MLS# 202601226420897 Thistle Leaf Lane, Estero, FL, 33928
Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.