$649,999
4 Bed Waterfront Home for Sale in Naples, FL, $649,999
14658 Fern Lake Court, Naples, FL, 34114
About this home
One or more photo(s) has been virtually staged, AI generated or rendered. Beautiful lake views set the tone for this spacious 4-bedroom + den, 3-bath home in Reflection Lakes. Overlooking a serene lake, the home offers a peaceful backdrop that can be enjoyed from the main living areas and lanai. Inside, the warm and inviting two-story floor plan offers generous living space, flexible rooms, and an easy flow for both everyday living and entertaining. The kitchen opens seamlessly to the great room and features a large center island with seating, white cabinetry, granite countertops, stainless steel appliances, and a walk-in pantry. There is plenty of room for a large farmhouse-style dining table, making this a wonderful gathering space for family and friends. Sliding glass doors open to the lanai, bringing the outdoor setting into view and creating a natural connection between the interior and exterior living spaces. The first floor includes a private bedroom, full bath, and a versatile den ideal for a home office, study, or additional sitting area. Upstairs, the expansive loft offers exceptional flexibility and can serve as a media room, game room, workout space, study area, or second family room. Three additional bedrooms are also located upstairs, including the spacious owner’s suite featuring an electric fireplace with shiplap surround, walk in closet, and a spa-inspired bath with a large soaking tub, glass-enclosed shower, separate water closet, dual vanities, and generous storage. Additional features include tile flooring throughout the main living areas, newer luxury vinyl plank flooring, two guest baths with updated modern faucets and painted cabinetry, dual-zone A/C with one newer unit, and a two-car garage with epoxy flooring, overhead storage racks, and an additional refrigerator. Reflection Lakes offers gated, amenity-rich living with two community pools, a clubhouse, fitness center, library, card room, bocce, billiards, ballroom with catering kitchen, and an active social calendar. LOW HOA fees include irrigation, landscaping and yard maintenance, DIRECTV with premium channels, upgraded Wi-Fi equipment, and on-site community management. There is NO CDD. Conveniently located near grocery stores, medical services, Downtown Naples, Marco Island, beaches, shopping, and dining, this is a wonderful opportunity to enjoy spacious lakefront living with flexible indoor and outdoor spaces in Reflection Lakes of Naples.
Property details
- Type
- SingleFamilyResidence
- Year built
- 2013
- Interior
- 2,602 sqft
- Lot size
- 6,969.6 sqft
- Acreage
- 0.16 acres
- Garage
- 2 car
- Days on market
- 0
- Total association fees
- $1,484/yr (~$124/mo)
- CDD
- None
- Est. taxes (1.4%)
- $9,100/yr
- Flood zone (area est.)
- Not available
- Storm protection
- Shutters
- Exposure
- Southwest
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Collier
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Based on the $/sqft of 7 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
Seeing several homes? Build a tour and we'll route it for you.
Your notes on this home
Keep private notes on this home — what you love, what to ask about — saved to your account and shared with your agent.
Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 14614 Fern Lake Court | Sep 2025 | $667,500 | 4/3 | 2,559 | $261 |
| 9292 BELLE Court 201 | Feb 2026 | $650,000 | 3/3 | 2,599 | $250 |
| 9223 Corfu Court 202 | Mar 2026 | $670,000 | 3/3 | 2,512 | $267 |
| 9242 Tesoro Lane 1-203 | Apr 2026 | $705,000 | 3/3 | 2,512 | $281 |
| 3164 Serena Lane 101 | Nov 2025 | $625,000 | 3/3 | 2,408 | $260 |
| 3031 Marengo Court 204 | Mar 2026 | $555,000 | 3/3 | 2,599 | $214 |
| Average | 6 comps | $645,417 | $256 |
Market trends — Naples
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
The good, the trade-offs & the location
- Built 2013 — post-2002 Florida wind codes (typically lower insurance)
- Waterfront
- Storm protection: Shutters
- 2-car garage
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
Similar homes nearby
$589,000
MLS# 22602243618144 Royal Hammock Boulevard, Naples, FL, 34114
$594,727
MLS# 2260242811641 Summerlit Avenue, Naples, FL, 34114
$599,000
MLS# 2250738879134 Cherry Oaks Lane 102, Naples, FL, 34114
$675,000
MLS# 2250844646446 Legacy Circle 104, Naples, FL, 34113
$595,000
MLS# 2260158159038 Cascada Way 102, Naples, FL, 34114
$575,000
MLS# 2250733081050 BORGHESE Lane 204, Naples, FL, 34114
Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.