Naples, FL · Waterfront & Boating Communities

Gulf Harbor

Gulf Harbor is a residential community in Naples, Collier County, Southwest Florida.

Waterfront & Boating Communitiessingle-familyLuxury · $900K+FEMA Zone AE

Market Snapshot

Gulf Harbor market data

Live from the MLS · updated continuously. See all 8 listings →

Active Listings
8
for sale now
Median List Price
$1,214,000
active inventory
Median $/Sq Ft
$840
list price ÷ sqft
Avg Days on Market
153
days listed
Price Range
$290,000-$3,995,000
low to high
Sold (90 days)
$1,076,250
2 closed · median
Homes Built
1965-2026
Typical Home
3 bed · 1,183 sq ft
Waterfront
75% of homes
Private Pool
50% of homes
Median sold price · Gulf Harbor
$1,076,250last 3 monthsnot enough sold data to compare

Figures reflect current active listings (and recent closed sales where available) tagged to Gulf Harbor. Medians are indicative, not an appraisal, ask Rick for a comparative market analysis on a specific home.

On the Map

Where Gulf Harbor sits

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Available Now

Homes for sale in Gulf Harbor(8)

Newest listings first.

See all 8 homes →View on map →

Swipe to see more →

Recently Sold

Recent sales in Gulf Harbor

HomeBd / BaSq FtSoldSold Price
1286 Venetian Way, Naples4 / 41,525Aug 2026$962,500
1286 Rainbow Court, Naples4 / 32,182Aug 2026$1,190,000
768 Park Avenue, Naples3 / 21,377May 2026$426,000
730 Glendale Avenue, Naples3 / 21,754Apr 2026$550,000

Closed sales from the last 12 months. Ask Rick for a full comparable-sales report on any home you're considering.

At a Glance

Gulf Harbor at a glance

Price Range
Luxury
Typically $900K+
Flood Zone
Zone AE
High risk · 1% annual chance · BFE established
high-confidence estimate, verify by address
Community Type
single-family
Region
Naples

Amenities & Lifestyle

What you get living in Gulf Harbor

Waterfront

Drive Times

Location & access

  • 🏖️ Nearest Beach10 min
  • ✈️ RSW Airport32 min
  • 🏙️ Downtown Fort Myers11 min
  • 🏥 Nearest Hospital27 min
  • 🛣️ I-75 Access22 min

Cost of Ownership

Estimated yearly costs for a luxury-tier home

Florida estimates based on a $1,250,000 home in Gulf Harbor. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax
$16,250
~$1,354/mo · Collier County millage ~1.3%
Insurance (incl. flood)
$15,000, $27,500
Flood + wind in high-risk zone
HOA Estimate
$0, $150/mo
Typically low/none

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

Gulf Harbor is mapped primarily in Zone AE

All sample points within Gulf Harbor returned Zone AE. Individual parcels may differ, flood zones are assigned per parcel by FEMA, not per community.

Before making an offer, always verify the exact flood zone for the specific property address:

🔍 Verify on FEMA Map Service Center →Ask Rick for the Exact Zone →

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: high

Schools Nearby

Top schools within 8 miles of Gulf Harbor

Oak Creek Charter School of Bonita Springs

3.4 mi
K-8charter· DOE Grade C· Score 58/100

Bonita Springs Elementary School

3.8 mi
Elementarypublic· DOE Grade A· Score 65/100

Bonita Springs Middle Center for the Arts

4.2 mi
Middlepublic· DOE Grade B· Score 70/100

Grace Community School

4.4 mi
Pre-Kchristian· Score 80/100

Bonita Springs Charter School

5.3 mi
K-8charter· DOE Grade A· Score 77/100

Spring Creek Elementary School

5.5 mi
Elementarypublic· DOE Grade B· Score 67/100

Compare

Similar communities to consider

Riviera Colony

Naples

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Sunset Cay Villas

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Entry tier

3300 Gulf Shore

Naples

Luxury tier

Admiralty Point

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Luxury tier

Ready to Look Closer?

Get live numbers for Gulf Harbor

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Gulf Harbor tailored to your timeline and budget.

Ask About Gulf Harbor →Find Communities Like This (90-sec quiz)

Good Questions

Gulf Harbor, frequently asked questions

What are home prices like in Gulf Harbor?
Gulf Harbor is in the luxury price tier, typically Typically $900K+. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Gulf Harbor in?
Gulf Harbor is mapped primarily in FEMA Zone AE, High risk · 1% annual chance · BFE established. Individual parcels can differ; Rick verifies the exact zone for any address.
What schools are near Gulf Harbor?
Closest schools include Oak Creek Charter School of Bonita Springs (3.4 mi), Bonita Springs Elementary School (3.8 mi), Bonita Springs Middle Center for the Arts (4.2 mi). Browse all on the schools directory.
What does it cost to own a home in Gulf Harbor?
For a $1,250,000 home, estimate roughly $16,250/yr property tax, $15,000-$27,500/yr insurance (incl. flood), and $0-$150/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Gulf Harbor offer?
Gulf Harbor features Waterfront. Compare similar communities on the interactive map.