Naples, FL · Golf & Country Club Communities

Oyster Harbor

Oyster Harbor is a residential community in Naples, Collier County, Southwest Florida.

Golf & Country Club Communitiessingle-familyLuxury · $900K+FEMA Zones AE / X · varies by lot

Market Snapshot

Oyster Harbor market data

Live from the MLS · updated continuously. See all 6 listings →

Active Listings
6
for sale now
Median List Price
$2,342,500
active inventory
Median $/Sq Ft
$713
list price ÷ sqft
Avg Days on Market
278
days listed
Price Range
$1,399,000-$4,365,000
low to high
Sold (90 days)
$2,550,000
1 closed · median
Homes Built
2019-2023
Typical Home
4 bed · 3,166 sq ft
Waterfront
67% of homes
Private Pool
100% of homes
Median sold price · Oyster Harbor
$2,337,500last 3 monthsnot enough sold data to compare

Figures reflect current active listings (and recent closed sales where available) tagged to Oyster Harbor. Medians are indicative, not an appraisal, ask Rick for a comparative market analysis on a specific home.

On the Map

Where Oyster Harbor sits

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Available Now

Homes for sale in Oyster Harbor(6)

Newest listings first.

See all 6 homes →View on map →

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Recently Sold

Recent sales in Oyster Harbor

HomeBd / BaSq FtSoldSold Price
3417 Wellfleet Lane, Naples4 / 4.54,538Aug 2026$2,550,000
3344 Kumamoto Lane, Naples4 / 3.53,119Jun 2026$2,125,000
3171 Quilcene Lane, Naples3 / 32,440May 2026$1,299,000
3181 Olympia Lane, Naples3 / 3.53,282Mar 2026$2,550,000

Closed sales from the last 12 months. Ask Rick for a full comparable-sales report on any home you're considering.

At a Glance

Oyster Harbor at a glance

Price Range
Luxury
Typically $900K+
Flood Zone
Zones AE / X
Varies by lot, verify your address
High risk · 1% annual chance · BFE established
medium-confidence estimate, verify by address
Community Type
single-family
Region
Naples

Amenities & Lifestyle

What you get living in Oyster Harbor

WaterfrontGolf

Drive Times

Location & access

  • 🏖️ Nearest Beach20 min
  • ✈️ RSW Airport50 min
  • 🏙️ Downtown Fort Myers24 min
  • 🏥 Nearest Hospital26 min
  • 🛣️ I-75 Access30 min

Cost of Ownership

Estimated yearly costs for a luxury-tier home

Florida estimates based on a $1,250,000 home in Oyster Harbor. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax
$16,250
~$1,354/mo · Collier County millage ~1.3%
Insurance (incl. flood)
$15,000, $27,500
Flood + wind in high-risk zone
HOA Estimate
$0, $150/mo
Typically low/none

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

Oyster Harbor is mapped primarily in Zone AE

Our analysis found 2 different flood zones within Oyster Harbor's footprint (Zone AE, Zone X). The exact flood zone for any specific home depends on its parcel, homes on different streets, lots, or elevations within the same community can have different zone classifications.

Before making an offer, always verify the exact flood zone for the specific property address:

🔍 Verify on FEMA Map Service Center →Ask Rick for the Exact Zone →

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: medium

Schools

Schools serving Oyster Harbor

Elementary
Manatee Elementary School
A
FL DOE score 65/100 · 2024-25 grade
Middle
Manatee Middle School
A
FL DOE score 66/100 · 2024-25 grade
High
Lely High School
A
FL DOE score 64/100 · 2024-25 grade

Assigned schools based on current MLS listings in Oyster Harbor, with Florida Department of Education 2024-25 grades. Collier County uses zoning and school-choice options that can change by address and year, so confirm the exact assignment with the district before you offer.

Compare

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Alberi Acqua

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Ready to Look Closer?

Get live numbers for Oyster Harbor

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Oyster Harbor tailored to your timeline and budget.

Ask About Oyster Harbor →Find Communities Like This (90-sec quiz)

Good Questions

Oyster Harbor, frequently asked questions

What are home prices like in Oyster Harbor?
Oyster Harbor is in the luxury price tier, typically Typically $900K+. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Oyster Harbor in?
Oyster Harbor straddles more than one FEMA zone (Zones AE / X), the exact zone depends on the specific lot, so insurance can differ street to street. Rick verifies the exact zone for any address before you offer.
What schools are near Oyster Harbor?
Per current MLS listings, Oyster Harbor is served by Manatee Elementary School (grade A), Manatee Middle School (grade A), Lely High School (grade A). Collier County uses zoning and school-choice options that can vary by address, so confirm the exact assignment before you offer.
What does it cost to own a home in Oyster Harbor?
For a $1,250,000 home, estimate roughly $16,250/yr property tax, $15,000-$27,500/yr insurance (incl. flood), and $0-$150/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Oyster Harbor offer?
Oyster Harbor features Waterfront, Golf. Compare similar communities on the interactive map.