4 Bed 3.5 Bath Pool Waterfront SingleFamilyResidence for Sale in OYSTER HARBOR, FL
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For SaleMLS# 226027456

$2,590,000

4 Bed 3.5 Bath Pool Waterfront SingleFamilyResidence for Sale in OYSTER HARBOR, FL

3308 Kumamoto Lane, Naples, FL, 34114

4 beds3.5 baths3,139 sqft2 garage
GatedGolfPickleballTennisBocceBoatingBeach AccessFitness CenterClubhousePlaygroundCommunity PoolOn-site DiningWaterfront

About this home

Experience the elegance of a home that is virtually brand-new without the stress of the building process. Barely lived in, extensively upgraded, immaculately maintained and offered beautifully furnished, this quality-built Gulf Bay Homes Hibiscus floor plan was completed in 2023 and is ready to move in and enjoy. The exceptional light-filled layout offers four bedrooms plus a den, three full baths, one half bath and 3139 square ft under air, with preferred southern exposure and tranquil lake views. A dramatic foyer with a coffered shiplap ceiling, engineered oak flooring and a glass entry door introduces the home’s design. The open-concept great room features a natural gas fireplace with glass tile surround, custom built-ins, a wet bar with U-Line wine refrigerator, in-ceiling speakers and pocketing impact-glass sliders that seamlessly connect to the lanai. Designed for entertaining, the gourmet kitchen impresses with quartz counters, custom white cabinetry, under-cabinet lighting and a large graphite island. Premium appliances include a Bosch Wi-Fi-enabled built-in refrigerator, double convection ovens, drawer microwave, natural gas five-burner cooktop and vent hood. A walk-in pantry and Grohe fixtures complete the space. The primary suite offers lanai access, two custom walk-in closets and a spa-inspired bath with a freestanding soaking tub, oversized frameless-glass shower with floor-to-ceiling tile, dual quartz vanities and premium Grohe and Toto fixtures. Three guest bedrooms, including a private en-suite, provide comfortable accommodations, while the den is ideal for a home office or quiet retreat. Florida living takes center stage on more than 600 square ft of covered lanai space with natural stone pavers, a soaring wood-accent ceiling, in-ceiling speakers, Bahama shutters and electric roll-down screens. The fully equipped outdoor kitchen features a natural gas grill, vent hood, U-Line refrigerator, granite countertops and sink. The sparkling saltwater pool and spa with waterfall feature overlook the peaceful lake and enjoy sun-filled southern exposure. Additional upgrades include impact-resistant windows and doors, Emtek door hardware, two HVAC systems, a natural gas tankless water heater, Pentair pool controls, variable-speed pool pump, natural gas pool heater and security cameras. A paver driveway, tropical landscaping, epoxy-finished garage floor, and pre-wired 240-volt electric-vehicle outlet add convenience. Residents of Fiddler’s Creek enjoy award-winning amenities, including a state-of-the-art fitness center with classes, active tennis and pickleball program with 10 pickleball courts, bocce, spa services, sauna, steam room, fine and casual dining, a resort-style pool with waterfalls and slides, and a vibrant social calendar. Miles of beautifully landscaped, tree-lined sidewalks are ideal for walking, running and bicycling. Optional golf, beach and marina memberships complete this exceptional Southwest Florida lifestyle.

Property details

Type
SingleFamilyResidence
Year built
2023
Interior
3,139 sqft
Lot size
9,583.2 sqft
Acreage
0.22 acres
Garage
2 car
Days on market
0
Total association fees
$3,368/yr (~$281/mo)
CDD
None
Est. taxes (1.4%)
$36,260/yr
Flood zone (area est.)
Not available
Storm protection
Impact Windows/Doors
Exposure
South
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
Yes
Spa
Yes
Natural gas
Yes
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Collier

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvGolfInternetIrrigationWaterLegalAccountingMaintenanceGroundsRecreationFacilitiesRoadMaintenanceStreetLightsSecurity

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BeachRightsBocceCourtMarinaBusinessCenterClubhouseConciergeFitnessCenterGolfCoursePlaygroundPickleballParkPrivateMembershipPoolPuttingGreensRestaurantShuffleboardCourtSaunaSpaHotTubSidewalksTennisCourtsTrails
At marketThis home is priced in line with comparable recent sales.
This home
$825/sqft
Comp median
$777/sqft
Difference
+6%

Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
3181 Olympia LaneMar 2026$2,550,0003/33,282$777
3187 Cotuit LaneSep 2025$2,688,0004/43,006$894
3122 Heather Glen CourtMar 2026$2,230,0004/33,185$700
Average3 comps$2,489,333$790

Market trends — Naples

Median list
$679,000
Median $/sqft
$370
Median sold (90d)
$625,000
Avg days on market
110
Active listings
4,209
Median sold price · Naples
$625,000last 3 months1.3% vs $633,500 prior 3 months
Median closed price by month · Naples
4% MoM14% YoY
$530k$599k$668kJul ’25Jul ’26
$650,000Jul ’26 · 401 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Built 2023 — post-2002 Florida wind codes (typically lower insurance)
  • Private pool
  • Waterfront
  • Storm protection: Impact Windows/Doors
  • 2-car garage
Location convenienceModerate
Hospital
11.3 mi
Physicians Regional (Naples)
Beach
11.4 mi
Naples Pier / Beach
Airport
11 mi
Naples Airport
Shopping
12.2 mi
Coastland Center (Naples)

Straight-line distances to major SWFL amenities — approximate; actual drive times vary.

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Nearby schools

Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.

Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.