$2,795,000
4 Bed 4.5 Bath Pool Waterfront SingleFamilyResidence for Sale in MARSH COVE, FL
3187 Cotuit Lane, Naples, FL, 34114
About this home
With a full-price offer closing on or before Sept. 30, 2025, the seller will cover all HOA fees, club dues, property taxes, insurance and even the one-time membership fees for an entire year. Don’t miss this rare opportunity to enjoy luxury living with zero carrying costs for your first 12 months! On a private cul-de-sac lot in Marsh Cove at Fiddler’s Creek, this turnkey furnished, professionally decorated pool and spa home offers peaceful lake views and refined indoor-outdoor living. Built in 2020 and ready for immediate occupancy, this immaculately maintained residence features the popular Tavernelle floor plan with four bedrooms plus a den, 4.5 baths, and a spacious three-car garage with epoxy flooring and plantation shutters. The screened lanai showcases a heated pool and spa with waterfall features, sun shelf, new picture-frame screen enclosure and serene lake views. Designed for entertaining, the covered outdoor living space includes ceiling fans, in-ceiling speakers, a pool bath, and a full summer kitchen with Sedona stainless steel grill, sink and mini refrigerator. StormSmart electric shutters cover the lanai, and impact-resistant doors and windows are paired with a 22-kilowatt natural gas Generac generator for whole-home protection. Inside, volume ceilings, crown molding, and wood-look porcelain tile create a warm and elegant aesthetic. The open kitchen is equipped with shaker cabinetry, quartz counters, tile backsplash, under-cabinet lighting, and a large island with bar seating and pendant lighting. Premium KitchenAid appliances include a six-burner natural gas range with griddle and paneled hood, double ovens, under-counter microwave, refrigerator with icemaker and dishwasher. A dining area with lake views and French doors to the lanai sits adjacent, while a dry bar with quartz counter, wine chiller and beverage refrigerator enhances convenience. The owner’s suite offers French doors to the lanai, a transom window, and a luxurious bath with dual quartz vanities, makeup counter, soaking tub, walk-in shower with multiple shower heads, and a custom walk-in closet. One guest suite serves as a private poolside retreat with its bath and frameless shower. Two additional guest bedrooms also offer en-suite baths, one with a walk-in shower, the other with a shower/tub combo. The den, used as a media room, is ideal as a study or office and is near the powder bath. Additional highlights include a laundry room with Whirlpool washer, gas dryer, utility sink and shelving, plus a Navien tankless gas water heater, Kinetico water softener and security system. Residents enjoy world-class amenities including dining, resort-style pool, fitness, spa services, tennis and year-round activities.
Property details
- Type
- SingleFamilyResidence
- Year built
- 2020
- Interior
- 3,006 sqft
- Lot size
- 16,117.2 sqft
- Acreage
- 0.37 acres
- Garage
- 3 car
- Days on market
- 55
- Total association fees
- $4,812/yr (~$401/mo)
- CDD
- None
- Est. taxes (1.4%)
- $39,130/yr
- Flood zone (area est.)
- Not available
- Storm protection
- Impact Windows/Doors, Shutters
- Exposure
- North
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- Yes
- Spa
- Yes
- Natural gas
- Yes
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Collier
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Based on the $/sqft of 4 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 3124 Livorno Lane | Mar 2026 | $3,362,500 | 4/4 | 3,138 | $1,072 |
| 3122 Heather Glen Court | Mar 2026 | $2,230,000 | 4/3 | 3,185 | $700 |
| 3344 Kumamoto Lane | Jun 2026 | $2,125,000 | 4/3 | 3,119 | $681 |
| 3421 Wellfleet Lane | Jan 2026 | $2,395,000 | 3/3 | 2,921 | $820 |
| Average | 4 comps | $2,528,125 | $818 |
Market trends — Naples
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $107,000 (3.8%) from the original list price.
| Sep 26, 2025 | Sold | $2,688,000 |
| Jun 27, 2025 | Listed | $2,795,000 |
The good, the trade-offs & the location
- Built 2020 — post-2002 Florida wind codes (typically lower insurance)
- Private pool
- Waterfront
- Storm protection: Impact Windows/Doors, Shutters
- 3-car garage
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.