Fort Myers Beach, FL · Beachfront & Gulf-Front Condos

Surf Club

Gulf-front, weekly rentals allowed

Beachfront & Gulf-Front CondoscondoMid · $450K – $900KFEMA Zones VE / AE · varies by lot

Market Snapshot

Surf Club market data

Live from the MLS · updated continuously. See all 1 listings →

Active Listings
1
for sale now
Median List Price
$3,850,000
active inventory
Median $/Sq Ft
$1,220
list price ÷ sqft
Avg Days on Market
619
days listed
Price Range
$3,850,000-$3,850,000
low to high
Homes Built
2020
Typical Home
3 bed · 3,157 sq ft
Waterfront
100% of homes
Private Pool
100% of homes
Median sold price · Surf Club
$2,850,000last 12 monthsnot enough sold data to compare

Figures reflect current active listings (and recent closed sales where available) tagged to Surf Club. Medians are indicative, not an appraisal, ask Rick for a comparative market analysis on a specific home.

On the Map

Where Surf Club sits

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Available Now

Homes for sale in Surf Club

No active listings in Surf Club right now

New homes list here weekly, search nearby or ask Rick to watch this community for you.

At a Glance

Surf Club at a glance

Price Range
Mid
Typically $450K – $900K
Flood Zone
Zones VE / AE
Varies by lot, verify your address
High risk · coastal wave action
medium-confidence estimate, verify by address
Community Type
condo
Region
Fort Myers Beach

Amenities & Lifestyle

What you get living in Surf Club

BeachGulf FrontVacation Rental

Drive Times

Location & access

  • 🏖️ Nearest Beach3 min
  • ✈️ RSW Airport35 min
  • 🏙️ Downtown Fort Myers31 min
  • 🏥 Nearest Hospital16 min
  • 🛣️ I-75 Access30 min

Cost of Ownership

Estimated yearly costs for a mid-tier home

Florida estimates based on a $650,000 home in Surf Club. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax
$8,450
~$704/mo · Lee County millage ~1.3%
Insurance (incl. flood)
$7,800, $14,300
Flood + wind in high-risk zone
HOA Estimate
$300, $900/mo
Condo association range

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

Surf Club is mapped primarily in Zone VE

Our analysis found 2 different flood zones within Surf Club's footprint (Zone VE, Zone AE). The exact flood zone for any specific home depends on its parcel, homes on different streets, lots, or elevations within the same community can have different zone classifications.

Before making an offer, always verify the exact flood zone for the specific property address:

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: medium

Ready to Look Closer?

Get live numbers for Surf Club

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Surf Club tailored to your timeline and budget.

Good Questions

Surf Club, frequently asked questions

What are home prices like in Surf Club?
Surf Club is in the mid price tier, typically Typically $450K – $900K. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Surf Club in?
Surf Club straddles more than one FEMA zone (Zones VE / AE), the exact zone depends on the specific lot, so insurance can differ street to street. Rick verifies the exact zone for any address before you offer.
What schools are near Surf Club?
Closest schools include Fort Myers Beach Elementary School (0.9 mi), Lexington Middle School (4.6 mi), Heights Elementary School (4.9 mi). Browse all on the schools directory.
What does it cost to own a home in Surf Club?
For a $650,000 home, estimate roughly $8,450/yr property tax, $7,800-$14,300/yr insurance (incl. flood), and $300-$900/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Surf Club offer?
Surf Club features Beach, Gulf Front, Vacation Rental. Compare similar communities on the interactive map.