Naples, FL · Waterfront & Boating Communities

Turtle Bay

Turtle Bay is a residential community in Naples, Collier County, Southwest Florida.

Waterfront & Boating CommunitiescondoMid · $450K – $900KFEMA Zone X

Market Snapshot

Turtle Bay market data

Live from the MLS · updated continuously. See all 2 listings →

Active Listings
2
for sale now
Median List Price
$502,450
active inventory
Median $/Sq Ft
$274
list price ÷ sqft
Avg Days on Market
190
days listed
Price Range
$459,900-$545,000
low to high
Sold (90 days)
$463,750
2 closed · median
Homes Built
2001-2002
Typical Home
3 bed · 1,834 sq ft
Waterfront
50% of homes
Median sold price · Turtle Bay
$463,750last 3 monthsnot enough sold data to compare

Figures reflect current active listings (and recent closed sales where available) tagged to Turtle Bay. Medians are indicative, not an appraisal, ask Rick for a comparative market analysis on a specific home.

On the Map

Where Turtle Bay sits

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Recently Sold

Recent sales in Turtle Bay

HomeBd / BaSq FtSoldSold Price
3063 Horizon Lane 1501, Naples3 / 21,573Aug 2026$517,500
3048 Horizon Lane 1103, Naples2 / 21,482Jul 2026$410,000
3052 Horizon Lane 1207, Naples3 / 21,573May 2026$410,000
3048 Horizon Lane 1108, Naples3 / 2.51,849Mar 2026$475,000

Closed sales from the last 12 months. Ask Rick for a full comparable-sales report on any home you're considering.

At a Glance

Turtle Bay at a glance

Price Range
Mid
Typically $450K – $900K
Flood Zone
Zone X
Minimal flood risk
high-confidence estimate, verify by address
Community Type
condo
Region
Naples

Amenities & Lifestyle

What you get living in Turtle Bay

Waterfront

Drive Times

Location & access

  • 🏖️ Nearest Beach14 min
  • ✈️ RSW Airport33 min
  • 🏙️ Downtown Fort Myers18 min
  • 🏥 Nearest Hospital16 min
  • 🛣️ I-75 Access10 min

Cost of Ownership

Estimated yearly costs for a mid-tier home

Florida estimates based on a $650,000 home in Turtle Bay. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax
$8,450
~$704/mo · Collier County millage ~1.3%
Insurance
$3,250, $7,150
Standard homeowners + wind
HOA Estimate
$300, $900/mo
Condo association range

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

Turtle Bay is mapped primarily in Zone X

All sample points within Turtle Bay returned Zone X. Individual parcels may differ, flood zones are assigned per parcel by FEMA, not per community.

Before making an offer, always verify the exact flood zone for the specific property address:

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: high

Ready to Look Closer?

Get live numbers for Turtle Bay

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Turtle Bay tailored to your timeline and budget.

Good Questions

Turtle Bay, frequently asked questions

What are home prices like in Turtle Bay?
Turtle Bay is in the mid price tier, typically Typically $450K – $900K. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Turtle Bay in?
Turtle Bay is mapped primarily in FEMA Zone X, Minimal flood risk. Individual parcels can differ; Rick verifies the exact zone for any address.
What schools are near Turtle Bay?
Closest schools include Heritage Charter Academy of Cape Coral (4.1 mi), Cape Coral High School (4.3 mi), Oak Creek Charter School of Bonita Springs (6.5 mi). Browse all on the schools directory.
What does it cost to own a home in Turtle Bay?
For a $650,000 home, estimate roughly $8,450/yr property tax, $3,250-$7,150/yr insurance, and $300-$900/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Turtle Bay offer?
Turtle Bay features Waterfront. Compare similar communities on the interactive map.