$199,000
2 Bed Condominium for Sale in Terrace
12581 Kelly Sands Way 522, Fort Myers, FL, 33908
About this home
Beautifully maintained and fully furnished with designer pieces, this light and airy residence offers sweeping lake and golf course views from a full-length lanai overlooking the 15th hole. Tile throughout, neutral finishes, elevator access, multiple storage units, no hurricane damage, and stunning elevated views make ownership easy and worry-free. Residents enjoy a private neighborhood pool and tennis/pickleball courts, plus access to Kelly Greens’ private par-72 championship golf course, renovated clubhouse with dining, fitness center, active tennis program, and full social calendar. Major monthly savings included. HOA covers cable, high-speed internet/WiFi, golf course access, insurance, irrigation water, lawn/landscape care, exterior pest control, management, recreational facilities, street maintenance, repairs, and reserves—hundreds of DOLLARS in saving per month compared to traditional ownership. Prime location near Sanibel, Captiva, Fort Myers Beach, shopping, medical facilities, and RSW Airport—effortless Florida living at its best.
Property details
- Type
- Condominium
- Year built
- 1989
- Interior
- 1,069 sqft
- Lot size
- 14,335.596 sqft
- Acreage
- 0.33 acres
- Garage
- None
- Days on market
- 189
- Total association fees
- $15,480/yr (~$1,290/mo)
- CDD
- None
- Est. taxes (1.4%)
- $2,786/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- None listed
- Exposure
- North
- Waterfront
- No
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 10 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 12581 Kelly Sands Way 504 | Nov 2025 | $171,000 | 2/2 | 1,069 | $160 |
| 12621 Kelly Sands Way 309 | Jan 2026 | $221,000 | 2/2 | 1,069 | $207 |
| 12621 Kelly Sands Way 326 | Oct 2025 | $200,000 | 2/2 | 1,069 | $187 |
| 12641 Kelly Sands Way 203 | Mar 2026 | $190,000 | 2/2 | 1,150 | $165 |
| 12641 Kelly Sands Way 204 | Dec 2025 | $215,000 | 2/2 | 1,069 | $201 |
| 12171 Kelly Sands Way 1575 | Nov 2025 | $180,000 | 2/2 | 1,160 | $155 |
| Average | 6 comps | $196,167 | $179 |
Market trends, Fort Myers
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $16,000 (7.4%) from the original list price.
| Jul 2, 2026 | Price reducedfrom $205,000 | $199,000 |
| Jan 11, 2026 | Listed | $215,000 |
The good, the trade-offs & the location
- Built 1989 — pre-2002 construction may carry older wind codes and higher insurance
- In a higher-risk flood zone (AE) — flood insurance likely required
- No garage listed
- Higher association fees (~$15,480/yr)
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.