2 Bed Waterfront Home for Sale in Cape Coral
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SoldMLS# 2025014209

$169,900

2 Bed Waterfront Home for Sale in Cape Coral

1005 SE 40th Street 5, Cape Coral, FL, 33904

2 beds2 baths1,111 sqft
BoatingCommunity PoolWaterfront

About this home

Light and bright end-unit condo in SE Cape Coral with stunning views of the pool and Gulf-access canal. This 2-bedroom, 2-bath home features wood-look tile throughout, solid surface countertops in the kitchen, and both a dining area and an eat-in space off the living room. Enjoy peace of mind with a newer A/C unit, new water heater, freshly painted exterior, full hurricane shutters enclosing the screened lanai, and a fully funded HOA with solid financials. The community offers a first-come, first-served Gulf-access dock, and condo fees include water, building insurance, and flood insurance. Washer and dryer are conveniently located in the unit—everything you need to enjoy the easy Florida lifestyle!

Property details

Type
Condominium
Year built
1982
Interior
1,111 sqft
Lot size
6,586.272 sqft
Acreage
0.15 acres
Garage
None
Days on market
34
Total association fees
$8,400/yr (~$700/mo)
CDD
None
Est. taxes (1.4%)
$2,379/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
None listed
Exposure
North
Waterfront
Yes
Gulf access
Yes
Gulf access type
Direct — no bridges
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementInsuranceIrrigationWaterLegalAccountingMaintenanceGroundsPestControlRecreationFacilitiesReserveFundSewerTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BoatDockBarbecuePicnicAreaPoolManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$153/sqft
Comp median
$150/sqft
Difference
+2%

Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
3943 SE 11th Place 105Feb 2026$177,0002/21,179$150
3714 SE 12th Avenue 203Apr 2026$195,0002/21,111$176
3708 SE 12th Avenue 104Aug 2026$175,0003/21,286$136
Average3 comps$182,333$154

Market trends, Cape Coral

Median list
$399,000
Median $/sqft
$233
Median sold (90d)
$385,000
Avg days on market
92
Active listings
2,485
Median sold price · Cape Coral
$384,999last 3 months6.9% vs $360,000 prior 3 months
Median closed price by month · Cape Coral
2.6% MoM5.7% YoY
$340k$365k$390kJul ’25Sep ’26
$369,990Sep ’26 · 55 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $30,000 (15%) from the original list price.

Dec 9, 2025Sold$169,900
Nov 2, 2025Price reducedfrom $184,700$169,900
Oct 9, 2025Listed$199,900

The good, the trade-offs & the location

Pros
  • Lower flood risk (zone X)
  • Gulf access (Direct — no bridges)
Consider
  • Built 1982 — pre-2002 construction may carry older wind codes and higher insurance
  • No garage listed
Location convenienceHigh
Hospital
3.9 mi
Cape Coral Hospital
Beach
8.7 mi
Fort Myers Beach
Airport
5.5 mi
Page Field (Fort Myers)
Shopping
5.1 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.