2 Bed Waterfront Home for Sale in Terrace
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For SaleMLS# 2026025635

$214,000

2 Bed Waterfront Home for Sale in Terrace

12581 Kelly Sands Way 512, Fort Myers, FL, 33908

2 beds2 baths1,069 sqft
GatedGolfPickleballTennisFitness CenterClubhouseCommunity PoolOn-site DiningWaterfront

About this home

Second floor condo with beautiful golf and water views!! BEST LOCATION IN KELLY GREENS...only steps away from community pool, clubhouse, fitness center, putting green, tennis and golf course!! This turnkey property awaits...offering an eat in kitchen, great room featuring dining area transitioning into a comfortable living area and then onto a spacious lanai ... a perfect place to entertain, dine, or just relax and take in the breathtaking scenery. Master bedroom suite opens onto the lanai as well, with a separate guest room and bath offering privacy and comfort to visiting family and guests. Whether you are a golfer, tennis or pickleball player, or beach lover, this is for you! Kelly Greens is a bundled golf and tennis community offering the true Florida lifestyle. Located just minutes from Fort Myers Beach, Bunche Beach, and Sanibel Island, and yet a short drive to SWF airport, Kelly Greens would be a perfect choice for a full time, part time or investment opportunity. Arrange an in person or video showing today!

Property details

Type
Condominium
Year built
1989
Interior
1,069 sqft
Lot size
14,335.596 sqft
Acreage
0.33 acres
Garage
None
Days on market
44
Total association fees
$15,456/yr (~$1,288/mo)
CDD
None
Est. taxes (1.4%)
$2,996/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
Impact Windows/Doors
Exposure
North
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvGolfInternetMaintenanceGroundsPestControlRecreationFacilitiesReserveFundRoadMaintenanceSewerStreetLightsTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

ClubhouseFitnessCenterGolfCourseGuestSuitesPickleballPrivateMembershipPoolPuttingGreensRestaurantShuffleboardCourtSpaHotTubStorageSidewalksTennisCourtsManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$200/sqft
Comp median
$187/sqft
Difference
+7%

Based on the $/sqft of 11 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
12621 Kelly Sands Way 326Oct 2025$200,0002/21,069$187
12621 Kelly Sands Way 309Jan 2026$221,0002/21,069$207
12641 Kelly Sands Way 203Mar 2026$190,0002/21,150$165
12641 Kelly Sands Way 204Dec 2025$215,0002/21,069$201
12171 Kelly Sands Way 1576May 2026$199,0002/21,160$172
12171 Kelly Sands Way 1577Dec 2025$212,5002/21,160$183
Average6 comps$206,250$186

Market trends, Fort Myers

Median list
$319,998
Median $/sqft
$209
Median sold (90d)
$330,000
Avg days on market
97
Active listings
2,471
Median sold price · Fort Myers
$330,000last 3 months1.5% vs $335,000 prior 3 months
Median closed price by month · Fort Myers
6.3% MoM2.6% YoY
$319k$349k$380kJul ’25Aug ’26
$338,500Aug ’26 · 354 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Waterfront
  • Storm protection: Impact Windows/Doors
Consider
  • Built 1989 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AE) — flood insurance likely required
  • No garage listed
  • Higher association fees (~$15,456/yr)
Location convenienceHigh
Hospital
4.7 mi
HealthPark Medical Center
Beach
3.2 mi
Fort Myers Beach
Airport
8.5 mi
Page Field (Fort Myers)
Shopping
6.7 mi
Bell Tower Shops

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.