$259,900
2 Bed Waterfront Home Sold in North Fort Myers
13020 Sandy Key Bend 2, North Fort Myers, FL, 33903
About this home
Popular first-floor corner waterfront residence in the beautifully maintained, pet-friendly gated community of Moody River Estates. This spacious 2-bedroom + den, 2-bath carriage home with a 2-car garage features an open-concept floor plan with stylish tile and laminate flooring throughout. The updated kitchen offers granite countertops, a modern backsplash, and newer appliances. Additional updates include a newer A/C system, a 240-volt outlet for plug-in hybrid or electric vehicle charging in the garage, and a freshly painted building exterior completed in 2025. Association fees include cable, internet/Wi-Fi, insurance, water, irrigation, lawn and landscape maintenance, pest control, on-site management, reserves, and more. Residents enjoy resort-style amenities, including two swimming pools, a fitness center, clubhouse, billiards room, playground, basketball and tennis courts, scenic walking and biking paths, and a community Gulf-access boat ramp. Conveniently located just minutes from downtown Fort Myers, shopping, dining, and the free seasonal trolley serving more than 60 shops and restaurants. Enjoy waterfront living and an active Florida lifestyle—don't miss this exceptional opportunity!
Property details
- Type
- Condominium
- Year built
- 2005
- Interior
- 1,688 sqft
- Lot size
- 5,641.02 sqft
- Acreage
- 0.13 acres
- Garage
- 2 car
- Days on market
- 114
- Total association fees
- $9,668/yr (~$806/mo)
- CDD
- Yes
- Est. taxes (1.4%)
- $3,639/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- None listed
- Exposure
- North
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 5 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 13040 Sandy Key Bend 3504 | Mar 2026 | $232,500 | 2/2 | 1,688 | $138 |
| 13011 Sandy Key Bend 901 | Nov 2025 | $233,000 | 2/2 | 1,688 | $138 |
| 13011 Sandy Key Bend 903 | Nov 2025 | $250,000 | 2/2 | 1,688 | $148 |
| 3200 Sea Haven Court 2101 | Jun 2026 | $247,000 | 2/2 | 1,688 | $146 |
| 3221 Sea Haven Court 2602 | Feb 2026 | $222,000 | 2/2 | 1,688 | $132 |
| Average | 5 comps | $236,900 | $140 |
Market trends, Moody River Estates
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $40,000 (14.3%) from the original list price.
| Sep 10, 2026 | Sold | $239,900 |
| Jul 9, 2026 | Price reducedfrom $269,900 | $259,900 |
| Apr 17, 2026 | Listed | $279,900 |
The good, the trade-offs & the location
- Built 2005 — post-2002 Florida wind codes (typically lower insurance)
- Waterfront
- 2-car garage
- In a higher-risk flood zone (AE) — flood insurance likely required
- Higher association fees (~$9,668/yr)
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.