$410,000
3 Bed Townhouse for Sale in Bella Terra
20516 Larino Loop, Estero, FL, 33928
About this home
Spacious 3-Bedroom + Loft Townhome with Extended Lanai in Bella Terra – 2,255 Sq. Ft., No Flood Zone This Bella Terra townhome offers 3 bedrooms, 2.5 baths, a 2-car garage, and a great loft area — perfect for a home office, playroom, or additional family room. Located on a landscaped berm for extra privacy, this home features an extended screened lanai and is just a short walk to the clubhouse and amenities. Inside, enjoy a beautiful kitchen with gorgeous wood cabinetry, quartz countertops, and neutral tile flooring throughout the main level. Upstairs, you’ll find a spacious loft, two guest bedrooms with their own bath, and a primary suite that’s sure to impress with a tray ceiling, large bath, and an oversized walk-in closet. Additional highlights include A/C (2018), and a secure no-flood-zone location east of I-75 for peace of mind. Best value for the space in Estero! Bella Terra is one of Estero’s premier communities, with 999 acres that include 400 acres of conservation preserves, 100 acres of lakes, and some of the lowest fees in the area. Amenities feature a resort-style clubhouse, 24-hour fitness center, pool and spa, shaded children’s play area, tennis, pickleball, basketball, bocce, sand volleyball, multi-use sports fields, in-line skate rink, butterfly garden, and a full social calendar with bingo, boot camp, water aerobics, poker, food truck nights, and more. Centrally located near RSW, FGCU, I-75, Miromar Outlets, Gulf Coast Town Center, Coconut Point Mall, and Gulf beaches. This home combines space, location, and lifestyle — schedule your private showing today.
Property details
- Type
- Townhouse
- Year built
- 2007
- Interior
- 2,255 sqft
- Lot size
- 4,573.8 sqft
- Acreage
- 0.11 acres
- Garage
- 2 car
- Days on market
- 8
- Total association fees
- $3,896/yr (~$325/mo)
- CDD
- Yes
- Est. taxes (1.4%)
- $5,740/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- None listed
- Exposure
- West
- Waterfront
- No
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 10 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 20492 Larino Loop | Dec 2025 | $390,000 | 3/2 | 2,255 | $173 |
| 20468 Larino Loop | Jul 2026 | $395,000 | 3/2 | 2,282 | $173 |
| 20555 Larino Loop | Apr 2026 | $377,000 | 3/2 | 2,253 | $167 |
| 20334 Larino Loop | Apr 2026 | $440,000 | 3/2 | 2,255 | $195 |
| 20032 Larino Loop | Jun 2026 | $450,000 | 3/2 | 2,282 | $197 |
| 20079 Larino Loop | Jul 2026 | $425,000 | 3/2 | 2,255 | $188 |
| Average | 6 comps | $412,833 | $182 |
Market trends, Bella Terra
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $25,000 (6.1%) from the original list price.
| Nov 20, 2025 | Sold | $385,000 |
| Aug 27, 2025 | Listed | $410,000 |
The good, the trade-offs & the location
- Built 2007 — post-2002 Florida wind codes (typically lower insurance)
- Lower flood risk (zone X)
- 2-car garage
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.