3 Bed 2.5 Bath Waterfront Condominium for Sale in BREAKWATER, FL
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SoldMLS# 226012010

$1,349,000

3 Bed 2.5 Bath Waterfront Condominium for Sale in BREAKWATER, FL

820 Bentwater Circle 101, Naples, FL, 34108

3 beds2.5 baths1,964 sqft2 garage
GatedPickleballTennisBeach AccessFitness CenterClubhouseCommunity PoolOn-site DiningWaterfront

About this home

Rarely available in the beautiful, gated enclave of Breakwater in Pelican Bay, this spacious 3-bedroom + den, 2.5-bath end residence offers an abundance of natural light with desirable southern exposure streaming through the expanse of living area windows. Newly installed impact windows throughout! Enjoy tranquil water feature views and western light from the enclosed lanai—an ideal setting for both relaxation and entertaining. Well maintained, this home offers neutral finishes throughout, including tile flooring, white kitchen cabinetry, and granite countertops. Added and coveted conveniences include a two-car garage and elevator access. Recent Breakwater enhancements include new roofs and freshly painted exteriors. Offered turnkey with flexible leasing options, this residence presents an exceptional opportunity for immediate enjoyment or as an investment property ready for occupancy. Residents of Pelican Bay enjoy an unparalleled amenities, including two private beach clubs with chair and umbrella service, beachfront dining, a full-service fitness center, tennis and pickleball, miles of walking and biking paths, and convenient tram service to the beach. Ideally located just minutes from downtown Naples, dining, Artis, & shopping, experience the best of the Naples lifestyle.

Property details

Type
Condominium
Year built
1997
Interior
1,964 sqft
Lot size
Not specified
Acreage
Not specified
Garage
2 car
Days on market
56
Total association fees
$19,887/yr (~$1,657/mo)
CDD
None
Est. taxes (1.4%)
$18,886/yr
Flood zone (area est.)
Not available
Storm protection
None listed
Exposure
West
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Yes
County
Collier

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvInsuranceInternetIrrigationWaterLegalAccountingMaintenanceGroundsPestControlRecreationFacilitiesReserveFundSecurity

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BeachRightsBeachAccessBikeStorageClubhouseFitnessCenterPickleballPrivateMembershipPoolRestaurantSidewalksTennisCourtsTrailsManagement
At marketThis home is priced in line with comparable recent sales.
This home
$687/sqft
Comp median
$670/sqft
Difference
+3%

Based on the $/sqft of 9 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
831 Sailaway Lane 203Sep 2025$1,325,0003/21,862$712
815 Bentwater Circle 101Jun 2026$1,500,0003/21,831$819
805 Bentwater Circle 101Jun 2026$1,360,0003/21,977$688
540 Via Veneto 102Apr 2026$1,300,0003/21,940$670
8479 Abbington Circle 1221May 2026$1,160,0003/21,991$583
410 Flagship Drive 806May 2026$1,200,0003/21,979$606
Average6 comps$1,307,500$680

Market trends — Naples

Median list
$679,400
Median $/sqft
$371
Median sold (90d)
$620,000
Avg days on market
109
Active listings
4,190
Median sold price · Naples
$625,000last 3 months1.6% vs $635,000 prior 3 months
Median closed price by month · Naples
0.4% MoM10.1% YoY
$530k$599k$668kJul ’25Jul ’26
$627,500Jul ’26 · 361 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $299,000 (22.2%) from the original list price.

Jun 12, 2026Sold$1,050,000
Mar 24, 2026Listed$1,349,000

The good, the trade-offs & the location

Pros
  • Waterfront
  • 2-car garage
Consider
  • Built 1997 — pre-2002 construction may carry older wind codes and higher insurance
  • Higher association fees (~$19,887/yr)
Location convenienceHigh
Hospital
6.7 mi
NCH Baker Hospital (Naples)
Beach
0.8 mi
Vanderbilt Beach (Naples)
Airport
7.2 mi
Naples Airport
Shopping
0.7 mi
Mercato (Naples)

Straight-line distances to major SWFL amenities — approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.