3 Bed Waterfront Home for Sale in Cape Coral
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For SaleMLS# 2025020228

$609,900

3 Bed Waterfront Home for Sale in Cape Coral

526 SE 4th Street, Cape Coral, FL, 33990

3 beds2 baths2,108 sqft2 garage
GatedBoatingWaterfront

About this home

New Construction Modern Luxury Home. This is Dec/2025 home features 2,108 SF of living room with 3108 SF under roof, Located on the canal with new boat lift and loaded with features and upgrades rarely offered in most new homes, blending the lines between contemporary elegance and comfort. Open concept with large format 48x48 flooring, contemporary lighting and fans, high ceilings, vents, and sliding glass doors and windows overlooking around the house with a lot of sunlight. Entertainer's Kitchen with Mitered Edge Quartz Countertops, center island with waterfall edges and stainless-steel, dark European style cabinetry, wall oven, stainless steel appliance package, modern pendant lighting, and window in the kitchen for natural lighting. Cabinets bring a styling and modern look you won't find in "standard homes". The master bedroom feels like you are staying at a luxury resort, Master Bathroom feels more like stepping into a LUXURY HOTEL SUITE, open walk-in shower, CLOSET walk-in closet. Amble space for family. An office can be by the front entry. Your Oasis is completed by an incredible outdoor living space. High-end construction with full stucco ceilings, large tie-beams for NO PILLARS obstructing your view and patio space. Large backyard with place for pool or Jacuzzi. It will make you excited to call this HOME and leave your guests and family breathless when they visit. City Water & Sewer in. impact windows and doors, elevated new construction, built to be modern and safe. There is no comparison, this home features materials often reserved for high-end waterfront homes!

Property details

Type
SingleFamilyResidence
Year built
2025
Interior
2,108 sqft
Lot size
10,018.8 sqft
Acreage
0.23 acres
Garage
2 car
Days on market
244
Total association fees
None
CDD
None
Est. taxes (1.4%)
$8,539/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
None listed
Exposure
Southeast
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Assessment Paid
Sewer
Assessment Paid
New construction
Yes
Pets
Call, Conditional
County
Lee

Amenities

Other

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Above marketThis home is priced above comparable recent sales.
This home
$289/sqft
Comp median
$248/sqft
Difference
+17%

Based on the $/sqft of 12 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
305 SE 2nd StreetJul 2026$498,5004/32,265$220
122 SE 5th AvenueSep 2025$579,0003/21,919$302
622 SE 8th PlaceJan 2026$475,0003/21,908$249
106 SE 5th AvenueJan 2026$470,0004/32,265$208
222 SE 2nd AvenueMay 2026$655,0004/32,098$312
213 SE 6th StreetJan 2026$471,0003/22,169$217
Average6 comps$524,750$251

Market trends, Cape Coral

Median list
$399,000
Median $/sqft
$232
Median sold (90d)
$385,000
Avg days on market
94
Active listings
2,481
Median sold price · Cape Coral
$385,000last 3 months7.2% vs $359,000 prior 3 months
Median closed price by month · Cape Coral
1.3% MoM8.4% YoY
$340k$365k$390kJul ’25Aug ’26
$384,750Aug ’26 · 413 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $129,100 (17.5%) from the original list price.

Aug 11, 2026Price reducedfrom $618,000$609,900
Jun 22, 2026Back on market
Dec 7, 2025Listed$739,000

The good, the trade-offs & the location

Pros
  • Built 2025 — post-2002 Florida wind codes (typically lower insurance)
  • New construction
  • Lower flood risk (zone X)
  • Waterfront
  • 2-car garage
Location convenienceHigh
Hospital
1.4 mi
Cape Coral Hospital
Beach
13.3 mi
Fort Myers Beach
Airport
7.4 mi
Page Field (Fort Myers)
Shopping
1.5 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.