$545,000
3 Bed Waterfront Home for Sale in Palm Island
9262 Palm Island Circle, North Fort Myers, FL, 33903
About this home
Rare find! GULF ACCESS canal, private DOCK, covered 10000 lb LIFT and NOT IN FLOOD ZONE! Super convenient location, in a gated community with LOW HOA fees that include yard work! This well-maintained LENNAR built 3/2/2 home is a boater's paradise and great for entertaining. Step inside into an open light filled space that has been thoughtfully designed and styled. High 10-foot ceilings, crown molding, upgraded light fixtures and fans, updated main and guest bathrooms, plank tile in main areas, neutral paint colors, cellular blinds on all sliders. With a formal dining area, breakfast nook, open concept living area, hosts can always be part of the conversation and entertain with ease. Open the set of oversized sliders and extend your living room to the outdoors! Take your party down to the dock with a sitting area and watch boats go by, or take everyone for a cruise from the convenience of your own dock and lift. It is about 20 min to the river, 50-55 to the gulf. Bright and open home, with ample storage inside and in the garage. Plenty of room for a pool. Roof is 2018, AC 2015, water heater is 2023, 2024 generator plug with by-pass, 2018 kitchen appliances and washer/dryer. Security system, remotely operated thermostat, solar operated vent in the attic are just some of the extra features on this home. Home comes with accordion storm shutters and storm glass on the front door. Amenities include clubhouse, heated pool, hot tub, tennis court, boat ramp/docks. Palm Island is a gated community, with resort style amenities, minutes to downtown Ft Myers and everything it has to offer. No CDD, county taxes only, no flood insurance required, LOW HOA fee of $285/mo covers yard maintenance, exterior pest control, mulching, edging, trimming and access to the amenities. About 30-40 min to RSW or Punta Gorda airport. Schedule your showing today and make Palm Island your permanent home or a winter escape!
Property details
- Type
- SingleFamilyResidence
- Year built
- 2004
- Interior
- 1,758 sqft
- Lot size
- 11,412.72 sqft
- Acreage
- 0.26 acres
- Garage
- 2 car
- Days on market
- 42
- Total association fees
- $3,420/yr (~$285/mo)
- CDD
- None
- Est. taxes (1.4%)
- $7,630/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- None listed
- Exposure
- East
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Assessment Paid
- Sewer
- Assessment Paid
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 5 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 9346 Palm Island Circle | Jul 2026 | $490,000 | 3/2 | 1,793 | $273 |
| 4632 Gulf Avenue | Jul 2026 | $420,000 | 3/2 | 1,800 | $233 |
| 1719 W Bluewater Terrace | Jul 2026 | $415,000 | 3/2 | 1,891 | $219 |
| 1313 Driftwood Drive | Jun 2026 | $479,900 | 4/2 | 1,727 | $278 |
| 4558 Vinewood Circle | May 2026 | $487,000 | 3/2 | 1,837 | $265 |
| Average | 5 comps | $458,380 | $254 |
Market trends, North Fort Myers
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
The good, the trade-offs & the location
- Built 2004 — post-2002 Florida wind codes (typically lower insurance)
- Waterfront
- 2-car garage
- In a higher-risk flood zone (AE) — flood insurance likely required
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.