$439,890
3 Bed Waterfront Home for Sale in Cape Coral
903 SE 20th Court, Cape Coral, FL, 33990
About this home
Welcome to your slice of Southwest Florida paradise! This beautifully fully remodeled deep water direct sail boat access home offers the waterfront lifestyle you've been searching for, with no bridges to open water, all city water and sewer assessments paid and Never flooded. Whether you're an avid boater, fisherman, or simply enjoy breathtaking canal views, this property delivers the ultimate Florida lifestyle. Inside, you'll find a completely refreshed interior featuring soaring high ceilings, a stunning new kitchen with modern cabinetry, premium quartz countertops, and brand-new stainless steel appliances. The home also boasts new plumbing, new water heater, new windows with shutters all the way around, and a 50-year warranty luxury flooring system, providing lasting beauty and peace of mind for years to come. A newer roof and NEVER flooded, adds even more value and confidence for the next owner. Step outside to a spacious backyard with plenty of room to build your dream pool, creating the perfect outdoor oasis for entertaining or relaxing in the Florida sunshine. The attached two-car garage offers ample storage for vehicles, water toys, and more. Conveniently located near shopping, dining, golf courses, and some of Southwest Florida's best beaches, this move-in-ready waterfront home is a rare opportunity to own a beautifully renovated property with quick Gulf access and outstanding long-term value. Shopping, schools, boat ramp, parks and hospital all within a mile! Don't miss your chance to experience the best of Cape Coral waterfront living!
Property details
- Type
- SingleFamilyResidence
- Year built
- 1982
- Interior
- 1,527 sqft
- Lot size
- 11,151.36 sqft
- Acreage
- 0.26 acres
- Garage
- 2 car
- Days on market
- 27
- Total association fees
- None
- CDD
- None
- Est. taxes (1.4%)
- $6,158/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- Shutters
- Exposure
- East
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Assessment Paid
- Sewer
- Assessment Paid
- New construction
- No
- Pets
- Yes
- County
- Lee
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 5 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 2102 SE 8th Street | Aug 2026 | $453,000 | 3/2 | 1,602 | $283 |
| 511 SE 18th Avenue | Apr 2026 | $395,000 | 3/2 | 1,421 | $278 |
| 240 SE 20th Place | Apr 2026 | $485,000 | 2/2 | 1,508 | $322 |
| 2216 SE 15th Terrace | Mar 2026 | $375,000 | 3/2 | 1,634 | $229 |
| 2302 SE 15th Terrace | Dec 2025 | $460,000 | 3/2 | 1,725 | $267 |
| Average | 5 comps | $433,600 | $276 |
Market trends, Island Cove of Cape Coral (Pondella)
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $9,910 (2.2%) from the original list price.
| Aug 23, 2026 | Price reducedfrom $449,800 | $439,890 |
| Aug 3, 2026 | Listed | $449,800 |
The good, the trade-offs & the location
- Waterfront
- Storm protection: Shutters
- 2-car garage
- Built 1982 — pre-2002 construction may carry older wind codes and higher insurance
- In a higher-risk flood zone (AE) — flood insurance likely required
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.