3 Bed Waterfront Home for Sale in Naples
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For SaleMLS# 226030663

$1,399,000

3 Bed Waterfront Home for Sale in Naples

401 Panay Avenue, Naples, FL, 34113

3 beds2 baths2,082 sqft2 garage
BoatingWaterfront

About this home

Opportunity Knocks! Beautiful High & Dry (including garage) 3BR/2BA waterfront home on ISLES OF CAPRI with direct access to the Gulf in just minutes. This fabulous 0.31 acre canal-front home has been well maintained and updated. The kitchen features a 5 burner induction cook top with drop-down vent hood, double wall oven (1 conventional/1 convection) power-slide drawer style microwave, Samsung Refrigerator, Bosch dishwasher, and all new cabinetry and countertops. 2019 Metal Roof. Lanai and concrete pad extended and re-screened in 2021 and. Rear yard offers incredible privacy, has been lovingly cared for, and features 2 gloriously mature fruit producing trees (Mango and Lychee), extensive low-maintenance, mostly native landscaping, pathways, as well a terraced flower or vegetable beds, AND leaves plenty of room for a pool! The dock & lift will support a 7K pound v-hull boat and the removable floating dock is perfect for your kayaks or canoes. The garage with epoxied floor will accommodate 2 cars, and also features an in-ground lift to allow you to work on your vehicles. There is also enough room on the property to possibly store an RV. The large circular drive allows for plenty of parking. This home has NEVER been impacted by flooding and a transferable flood policy is available. Isles of Capri is 5 minutes from Marco, 20 minutes from Naples. There is no HOA for any of the single family homes on Capri. Street legal, tagged & insured golf carts are welcome on Capri! Come have a look at this wonderful home. fall in love, and move right in!

Property details

Type
SingleFamilyResidence
Year built
1984
Interior
2,082 sqft
Lot size
1,393.92 sqft
Acreage
0.03 acres
Garage
2 car
Days on market
0
Total association fees
None
CDD
None
Est. taxes (1.4%)
$19,586/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
Impact Windows/Doors
Exposure
East
Waterfront
Yes
Gulf access
Yes
Gulf access type
Direct — no bridges
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Septic Tank
New construction
No
Pets
Yes
County
Collier

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Below marketThis home is priced below comparable recent sales, a potential value.
This home
$672/sqft
Comp median
$727/sqft
Difference
-8%

Based on the $/sqft of 5 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
1104 Gayer WayJun 2026$1,385,0003/21,904$727
1079 Bald Eagle Drive N703Dec 2025$1,050,0002/21,995$526
1200 Orange CourtMar 2026$1,440,0003/21,935$744
2000 Royal Marco Way 607Dec 2025$1,395,0002/32,165$644
843 Buttonwood CourtFeb 2026$1,400,0003/21,894$739
Average5 comps$1,334,000$676

Market trends, Isles Of Capri

Median list
$1,550,000
Median $/sqft
$927
Avg days on market
131
Active listings
13
Median sold price · Isles Of Capri
$975,000last 6 monthsnot enough sold data to compare

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Gulf access (Direct — no bridges)
  • Storm protection: Impact Windows/Doors
  • 2-car garage
Consider
  • Built 1984 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AE) — flood insurance likely required
Location convenienceModerate
Hospital
12.5 mi
NCH Baker Hospital (Naples)
Beach
11.4 mi
Naples Pier / Beach
Airport
11.9 mi
Naples Airport
Shopping
12.9 mi
Coastland Center (Naples)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.