$649,500
4 Bed 2 Bath Pool Waterfront SingleFamilyResidence for Sale in BELLA TERRA, FL
20964 Torre Del Lago Street, Estero, FL, 33928
About this home
This impeccably maintained Oakmont model in the "Estates" section of Bella Terra will impress you right from the front door. One of very few "Great Room" models in this section with a wide open layout complimented by a large tray ceiling with crown molding, beautiful lake views, upgraded kitchen and baths, a 3 car garage and so much more. This home is nicely upgraded including an electric hurricane across the rear end of the home, Plantation shutters throughout, accordion hurricane shutters on all windows, power shades over sliders in family room, the refrigerator, oven/microwave and dishwasher all less than two years old. Also features a mini-split AC system in the garage, tray ceilings in the family room and master bedroom, 18" tile thru-out the living areas, neutral colored paint pallet and much more. This home needs nothing, it’s all been done and awaiting your arrival. Truly a must see, you will not be disappointed...call today before it's gone. Bella Terra has it all, a resort style community with low HOA fees. Bella Terra is nestled on 999 acres, with half the community dedicated to lakes/preserves and home to a variety of native Florida wildlife. Features include a Resort-style Clubhouse, 24-hour fitness center, activities for all ages, resort-style pool and spa, shaded children's play area, tennis courts, pickle-ball, bocce ball, sand volleyball, multi-use sports fields, tranquil butterfly garden, exercise trails and more. Call today and schedule your private showing appointment.
Property details
- Type
- SingleFamilyResidence
- Year built
- 2010
- Interior
- 2,362 sqft
- Lot size
- 12,519.144 sqft
- Acreage
- 0.29 acres
- Garage
- 3 car
- Days on market
- 14
- Total association fees
- $3,244/yr (~$270/mo)
- CDD
- None
- Est. taxes (1.4%)
- $9,093/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- None listed
- Exposure
- Northwest
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- Yes
- Spa
- Yes
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 6 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Your notes on this home
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 21053 Bosco Court | May 2026 | $660,000 | 4/2 | 2,362 | $279 |
| 20905 Torre Del Lago Street | Apr 2026 | $605,000 | 4/3 | 2,553 | $237 |
| 13871 Farnese Drive | Jul 2026 | $619,000 | 4/2 | 2,315 | $267 |
| 13592 Troia Drive | May 2026 | $585,000 | 4/2 | 2,280 | $257 |
| 20522 Ardore Lane | Jan 2026 | $600,000 | 4/3 | 2,557 | $235 |
| 21724 Bella Terra Boulevard | Dec 2025 | $600,000 | 4/2 | 2,244 | $267 |
| Average | 6 comps | $611,500 | $257 |
Market trends — Bella Terra
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $19,500 (3%) from the original list price.
| Jan 8, 2026 | Sold | $630,000 |
| Dec 3, 2025 | Back on market | |
| Nov 11, 2025 | Listed | $649,500 |
The good, the trade-offs & the location
- Built 2010 — post-2002 Florida wind codes (typically lower insurance)
- Lower flood risk (zone X)
- Private pool
- Waterfront
- 3-car garage
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.