Naples, FL · Condo & Villa Communities

Montego At Cove Towers

Montego At Cove Towers is a residential community in Naples, Collier County, Southwest Florida.

Condo & Villa CommunitiescondoLuxury · $900K+FEMA Zone AE

Market Snapshot

Montego At Cove Towers market data

Live from the MLS · updated continuously. See all 4 listings →

Active Listings
4
for sale now
Median List Price
$1,032,000
active inventory
Median $/Sq Ft
$434
list price ÷ sqft
Avg Days on Market
244
days listed
Price Range
$699,000-$1,249,000
low to high
Sold (90 days)
$246,500
2 closed · median
Homes Built
2002
Typical Home
3 bed · 2,379 sq ft
Waterfront
25% of homes
Median sold price · Montego At Cove Towers
$246,500last 3 monthsnot enough sold data to compare

Figures reflect current active listings (and recent closed sales where available) tagged to Montego At Cove Towers. Medians are indicative, not an appraisal, ask Rick for a comparative market analysis on a specific home.

On the Map

Where Montego At Cove Towers sits

Loading map…

Available Now

Homes for sale in Montego At Cove Towers(4)

Newest listings first.

See all 4 homes →View on map →

Swipe to see more →

Recently Sold

Recent sales in Montego At Cove Towers

HomeBd / BaSq FtSoldSold Price
668 Wiggins Bay Drive B25, Naples2 / 21,281Aug 2026$275,000
660 Wiggins Bay Drive B21, Naples2 / 21,281Aug 2026$218,000
445 Cove Tower Drive 302, Naples3 / 32,645Apr 2026$1,175,000
445 Cove Tower Drive 1702, Naples3 / 32,645Apr 2026$1,500,000

Closed sales from the last 12 months. Ask Rick for a full comparable-sales report on any home you're considering.

At a Glance

Montego At Cove Towers at a glance

Price Range
Luxury
Typically $900K+
Flood Zone
Zone AE
High risk · 1% annual chance · BFE established
high-confidence estimate, verify by address
Community Type
condo
Region
Naples

Amenities & Lifestyle

What you get living in Montego At Cove Towers

Amenity details vary by HOA / phase. Contact for current specs.

Drive Times

Location & access

  • 🏖️ Nearest Beach15 min
  • ✈️ RSW Airport32 min
  • 🏙️ Downtown Fort Myers10 min
  • 🏥 Nearest Hospital22 min
  • 🛣️ I-75 Access22 min

Cost of Ownership

Estimated yearly costs for a luxury-tier home

Florida estimates based on a $1,250,000 home in Montego At Cove Towers. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax
$16,250
~$1,354/mo · Collier County millage ~1.3%
Insurance (incl. flood)
$15,000, $27,500
Flood + wind in high-risk zone
HOA Estimate
$300, $900/mo
Condo association range

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

Montego At Cove Towers is mapped primarily in Zone AE

All sample points within Montego At Cove Towers returned Zone AE. Individual parcels may differ, flood zones are assigned per parcel by FEMA, not per community.

Before making an offer, always verify the exact flood zone for the specific property address:

🔍 Verify on FEMA Map Service Center →Ask Rick for the Exact Zone →

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: high

Schools Nearby

Top schools within 8 miles of Montego At Cove Towers

Oak Creek Charter School of Bonita Springs

3.5 mi
K-8charter· DOE Grade C· Score 58/100

Bonita Springs Elementary School

3.8 mi
Elementarypublic· DOE Grade A· Score 65/100

Bonita Springs Middle Center for the Arts

4.1 mi
Middlepublic· DOE Grade B· Score 70/100

Grace Community School

4.3 mi
Pre-Kchristian· Score 80/100

Bonita Springs Charter School

5.2 mi
K-8charter· DOE Grade A· Score 77/100

Spring Creek Elementary School

5.4 mi
Elementarypublic· DOE Grade B· Score 67/100

Compare

Similar communities to consider

Vista Pointe

Naples

Mid tier

Vanderbilt Towers

Naples

Mid tier

Abaco Bay

Naples

Entry tier

Abbey At Berkshire Village

Naples

Entry tier

Ready to Look Closer?

Get live numbers for Montego At Cove Towers

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Montego At Cove Towers tailored to your timeline and budget.

Ask About Montego At →Find Communities Like This (90-sec quiz)

Good Questions

Montego At Cove Towers, frequently asked questions

What are home prices like in Montego At Cove Towers?
Montego At Cove Towers is in the luxury price tier, typically Typically $900K+. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Montego At Cove Towers in?
Montego At Cove Towers is mapped primarily in FEMA Zone AE, High risk · 1% annual chance · BFE established. Individual parcels can differ; Rick verifies the exact zone for any address.
What schools are near Montego At Cove Towers?
Closest schools include Oak Creek Charter School of Bonita Springs (3.5 mi), Bonita Springs Elementary School (3.8 mi), Bonita Springs Middle Center for the Arts (4.1 mi). Browse all on the schools directory.
What does it cost to own a home in Montego At Cove Towers?
For a $1,250,000 home, estimate roughly $16,250/yr property tax, $15,000-$27,500/yr insurance (incl. flood), and $300-$900/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Montego At Cove Towers offer?
Amenities vary, refer to HOA documents or explore similar communities.